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随身英语A cashless society 无现金社会 Play audio file用现金支付咖啡或买报纸的时代是否已经一去不复返了？如今电子支付已经非常普及，我们可以通过手机，无接触银行卡，甚至手指尖付款。《随身英语》与大家讨论电子支付方式的优势和劣势。 课文内容 词汇: money 钱 There is nothing worse than fumbling around in your pocket trying to find some small change to pay for a newspaper or a coffee. So it's good to know that new technology is making cash - banknotes and coins - a thing of the past, turning us into a cashless society. Today, many of us already use credit and debit cards for financial transactions so there's no need to carry around huge wads of hard currency. And now it's possible to make contactless payments using tap-and-go cards which are regular bankcards but with a built-in chip and antenna. The card reader sends out a radio frequency and, when you bring the card close to the reader, the antenna picks up the signal to make the payment. Paying this way or spending on 'plastic' - an informal name for a credit card - can put you at risk of fraud. Criminals try to steal cards, or the information on them, to make purchases online or in shops. However, contactless payment is capped - in the UK the limit is £30. And, if someone does go on a spending spree with your card, your bank covers you against the loss - something that wouldn't happen if your banknotes were stolen. Also, the introduction of chip and PIN technology has led to a drop in fraud and has even been helping businesses by cutting the time people spend at tills in shops. | 
