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理财必看的72法则

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If there's one thing you want to be sure of when it comes to investing and retirement planning, it's that you'll have enough money to meet your financial needs over the long-term.

当你考虑到投资和退休计划时,有一件事是你想要知道的,那就是你是否有足够的钱去满足你的长期财务需求。

Part of retirement planning and investing involves making calculations to see how likely--and how quickly--your money is to grow over time. Compound interest is an amazing thing, and the Rule of 72 is a simple way to quickly estimate how long it will take your investment to double in size, assuming you reinvest any dividends. It's a helpful way to put the time value of money into perspective as you map your retirement and investing strategies.

投资和退休计划的一个环节就是去计算你的财富的未来增值,是涨是跌、是快是慢。复利是一个神奇的东西。你的投资需要多长时间才能翻番?72法则是快速估计所需时间最简单的方法(假设你所有的利息也再投入到投资中)。当你在规划退休计划和投资战略时,它是一个计算货币的时间价值的有效工具。

Another upside is that utilizing this rule is relatively simple. The only piece of information you need to complete the Rule of 72 calculation is the annual rate of return on your investment. Although, you'll probably also want to use a calculator to run the numbers.

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