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Einstein once said that the most powerful force in the universe was compound interest. 爱因斯坦曾经说过：宇宙中最强大的力量就是复利。 No one is in a better position to harness this force than those who have just started earning a regular salary. But popular wisdom tells you that it is just this demographic that has a tough time saving. Salaries are typically lower. 而那些刚刚开始拿薪水的人，就是最能从这股力量中获利的人了。但是，众所周知，这恰好就是那群不擅长存钱的人。而且他们的工资通常也不算高。 Here’s how that paycheck gets divvied up across the nation. 以下是一个普通美国人对自己收入的支配情况： | 
