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Getting hit up for a loan can make you feel like you’re stepping into a minefield. In today’s economy, it’s easy to understand how someone can find themselves in a dark place financially. On the one hand, you want to help out a loved one who’s in need. 当有人向你借钱时，你会感到如踏雷区。在当今的经济形势下，要明白他人如何身处财政噩梦并不是一件难事，但另一方面，你也想帮助亲近之人摆脱危机。 On the other hand, you’ve heard the stories about loans gone wrong, with friendships ruined and families torn apart. Also, you may be depleting funds that you might need yourself, says Irene S. Levine, Ph.D., psychologist, author and producer of TheFriendshipBlog.com. Even if you’re sure that the asker will pay you back, it’s hard to know if you should proceed. 然而，你一定没少听过这样的事：借钱借出了问题，导致友情破裂，家庭破碎。TheFriendshipBlog.com网站作者兼编辑，心理学博士艾琳•S•莱文表示，你还有可能因此花光自己需要的钱。即使你确信借款者会还款，你也不确定是否该把钱借出去。 To help guide you toward making the right decision, we asked financial experts to share five key things to consider before cracking open your wallet. 为了帮助各位在打开荷包前做出正确的决定，我们邀请财务专家向大家分享了5点宝贵意见。 | 
