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中国降低二套房房贷首付比例

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China's central bank is continuing its campaign to bolster the nation's property market, which is experiencing a downturn that has dented demand for commodities and weighed on global growth forecasts.

中国央行(PBoC)继续推行措施,提振中国房地产市场前景。目前,中国房地产市场正处于低迷状态,不仅压低了中国对大宗商品的需求,还压低了全球的增长预期。

In what is best described as an incremental move in an ongoing project, the People's Bank of China said it would lower the down payments people with an existing mortgage pay on their second home loan to 40 per cent from 50 per cent.

中国央行表示,拥有1套住房且相应购房贷款未结清的人,购买第二套房时贷款的首付比例从50%下调至40%。对于该行这一动作,最佳的描述应该是整套计划中渐进性的一步。

This, the PBoC said in a statement (link in Chinese) was:“One step further to improve credit policy for individual householders.”

该行在声明中表示,这一举措是“为进一步完善个人住房信贷政策”。

The PBoC added it wanted to "support households" in their home purchases.

此外,该行还补充表示,希望“支持居民家庭”购买普通自住房。

China's flagging property market comes after a multi-year boom that has ended as the government and central bank tried to remove some credit risk from the highly leveraged economy.

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