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想变富?先学学有钱人的10种思维方式!

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Financial gurus say, “To become rich, do rich people things.” Here are ten ways you can start doingrich people thingsand stop watching your hard-earned money flow out of your bank account.

金融专家常说:“想变得有钱,那就做有钱人做的事。”下面这10种方法可以教你向有钱人学习,再也不让辛苦赚来的钱哗啦啦流走。

1. They get out of debt.

有钱人摆脱债务。

Duh, right? Debt is the enemy to building wealth. Debt is Lord Voldemort. It will kill and destroy your money. You should get rid of even small, monthly payments. Start by figuring out exactly how much you owe, and decide what youre going to tackle first.

可不是嘛,债务是累积财富的头敌,债务就是伏地魔。它榨取并吸干你的每分每厘。哪怕是小额的月债,你也应该还清。先算清自己到底欠了多少债,然后想办法去解决。

2. They know how much they save.

有钱人清楚自己有多少积蓄。

Do you know what your annual savings rate is? Rich people do. It doesnt have to be exact, or down to the penny, but you should know how much of your salary you usually save or invest.

你知道自己的年储蓄率是多少吗?有钱人知道。你不一定要搞清具体数字或精确到每分钱,但应该清楚平时储蓄或投资的薪水金额。

3. They know how much they spend.

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