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英专家称退休金制度已不适合21世纪

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Millions of workers will be exposed to "risky", hard-to-understand and outdated retirement saving schemes under the government's scheme to automatically enrol people into pensions, former Downing Street adviser Dr Ros Altmann has warned.

More than 1.6 million people have already been placed into pension schemes under the Government's automatic enrolment initiative, which started in October 2017 and is expected to result in around 11 million new pension savers over the next five years.

But in a report, PensionsTime for change, Altmann said: "The future for pensions is more complex and risky than ever before." She called for an overhaul of defined contribution (DC) pensions which, she argued, "are not fit for 21st-century lives".

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