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The word “budget” has such a negative connotation in today’s society. Individuals associate the act of budgeting with some sort of militant regimen that hinders them from having any sort of flexibility with their money. “预算”这个词似乎在当今社会略带贬义。人们常常会用类似于军事化的规则来控制预算，好让他们在金钱这块不至于手头过紧。 The end result? Failure. 最后的结果呢？当然是失败。 Fortunately, there are a number of ways to prevent your budget from failing and make it work for you, minus the ball and chain. 好在，这里有很多方法可以让你免于财政赤字，减轻你的负担。 Before you create your budget, track spending for at least one month to get a better idea of where your money actually goes. Once you’ve taken this pertinent step, consider the following tips to help you stay on track throughout the month. 在设立预算之前，先来对自己一个月的支出进行大概的追踪，这样才能了解自己的钱到底花在什么地方去了。一旦这个步骤完成，再来根据下面的贴士来帮你控制每月的支出吧。 1) Be as specific as possible. 越详细越好。 Fluffy budgets are destined for failure because they do not consider all the key factors. Big expenses are important, but it is the little things that will usually send you flying off the deep-end. If your budget demonstrates that you can cover all your fixed expenses with a little change to spare, you may feel somewhat satisfied until you realize midway through the month that things are going down-hill because you forgot to incorporate the daily visit to the nearest fast-food joint for lunch. | 
