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走出校园的大学生往往会发现，突然间，钱变得不够用了！再也吃不到学校食堂那么便宜的菜了，房租再也不会一千多块钱一学期了。自己辛苦一个月的薪水变得入不敷出了！专家告诉你毕业生必备十大理财观念，让你更了解自己的钱。 Don't make career decisions based on dollar amounts. 不要单看薪酬多少来做出职业决定 Think big picture. If you're offered X dollars in New York City, it's not the same as the same amount in Kansas City. You have to evaluate what you want out of your career and what the benefits are of those decisions. When evaluating job offers, know the difference between benefits and perks. You might think it's cool to be able to throw a Frisbee down the hall, but what's that compared with dental insurance? 要有大局观。如果你在纽约找到了一份工作。同样的薪酬在堪萨斯市会感觉很不一样。你必须评估一下，你想要从事业中获得什么，以及那些决定会带来什么福利。在衡量拿手的一些工作机会时，要知晓福利和津贴之间的不同。你可能认为能够在公司大厅里扔飞盘很棒，但是与牙科保险相比又如何呢？ Figure out how much you will need up front to move and start your life. 算出搬家并开始生活需要多少预付资金 Apartment rentals require deposits, as do some utility companies. You may need a moving van, and you may have to wait four weeks for a first paycheck. You have to figure out what you'll need to live on before that first paycheck. | 
