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过来人分享：20多岁要养成的20个好习惯（一） 11. Manage your money before it starts to manage you. 积极理财，别反被金钱束缚。 Too many people buy things they don’t need with money they don’t have to impress people they don’t know. Don’t be one of them. Bottom line: It’s easier to find long-term wealth by needing and spending less, instead of making more. So spend less than you earn, and always go without until you have the cash in hand. Keep six months of your salary in an emergency savings account just in case you lose your job or have an emergency that prevents you from working for a prolonged period of time. And keep a few extra hundred dollars on hand for unexpected expenses, such as car and home repair. 很多人为了讨好别人，会花过多的钱去买并不需要的东西。别做这种人。心中要有底线：和“花得多赚得就多”相比，“日积月累能致富”更靠谱。所以，节俭生活，出门时能少带钱就少带。把6个月的薪水当做“紧急账户”存起来，以防突然被炒鱿鱼，或遭遇某事而导致你在未来几月内无法工作赚钱。同时手头也要有些现金储蓄以备不时之需，比如修车、装修房间之类的。 12. Let the wrong people go. 对错误的人放手。 You can try your hardest, you can do everything and say everything, but sometimes people just aren’t worth trying over anymore, and they aren’t worth worrying about. It’s important to know when to let go of someone who only brings you down. The moment someone tells you that you’re not good enough is the moment you know you’re better off than they are, and better off without them. | 
