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大学文凭回报率高于股市

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Even in today's very tough job market, a college degree is the best long-term investmentby far, promising higher returns than stocks, bonds, housing, and even gold, according to a study released this week by the Brookings Institution.

即便是在当下异常严峻的就业市场上,截至目前为止,大学文凭仍然是最好的长期投资。本周,布鲁金斯学会(Brookings Institution)发布的一项研究称,比起股票、债券、房产,甚至是黄金来说,大学文凭的回报率都要更高。

The Washington, DC-based think tank crunches some interesting numbers:

这家位于华盛顿的智库对下面这些有趣的数字进行了一番计算:

On average, a four-year degree is the equivalent of an investment that returns 15.2% a year. That's more than double the average return to stock market investments since the 1950s, which average 6.8%; more than five times the return to investments in corporate bonds, which return 2.9%; gold at 2.3%, long-term government bonds at 2.2% and housing at 0.4%.

平均而言,四年的大学学位相当于一笔年回报率在15.2%的投资。这一数字是自20世纪50年代以来的股票投资平均回报率6.8%的2倍还多;是公司债券平均回报率2.9%的5倍还多;而黄金的平均回报率是2.3%,长期政府债券是2.2%,房产是0.4%。

Admittedly, a college education demands pretty hefty costs upfront.

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