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获得2.4k好评的回答@Stacie Marie Carrel： THEY NEED: 他们需要： -A Retirement Plan because they need to know how much money they can take out each year, and how much they can do with that money. Without a retirement plan they won’t know if they have the money to travel once a year or 5 times a year. -一份退休计划。因为他们需要知道每年能取出来多少钱，用这些钱他们能做多少事。要是没有退休计划他们就不知道自己的钱够一年旅行一次还是五次。 - Retirement money If in the US, Social Security alone isn’t going to cut it even if they just sell the big house, move to a small one. -退休的钱。在美国即使卖掉大房子搬到小房子里，只有社会保险也是不够的， -Reconcile any health vs house difficulties. If they’re in a house with lots of stairs, but there’s a family history of needing a walker in late life, then that’s going to be an issue. They may need to either sell the house and move, or start work on the necessary accessibility changes they’ll need later. -解决健康和房子之间的矛盾。如果他们的房子里有很多楼梯，但家里又有晚年坐轮椅的家族史，那问题就来了。他们可能需要卖掉房子搬家或者开始着手营造日后需要的无障碍环境了。 - A durable power of attorney and medical wishes so that if they are ever incapacitated or rendered incapable of self-care, they’ll have someone appointed ahead of time to take over those responsibilities. | 
