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Don’t save what is left after spending. But spend what is left after savings. 不要把花剩下的钱拿来存，而是把存剩下的钱拿来花。 Wanting to save money is not enough. Anyway, there are a lot of things which didn’t come true although you wanted them to. 想存钱是远远不够的，毕竟你希望发生的事情并不一定就能发生。 Saving is a technique . It’s simple. It’s just not easy. 存钱是一门技术，这门技术很简单，只是不容易实现。 If you only come to think about saving after you spend, there is no chance for you to accumulate a considerable fortune, because spending is always irrational. 如果你总是在消费之后才想着应该存钱，那你肯定存不下钱，因为任何消费都是非理性的。 The way that works is to make plans in advance. 真正可行的方法，是事先计划好自己的消费方式。 Would it be too much to use 40% of my income to rent an apartment? 每个月用收入的40%租房子会不会太多？ Is it really enough to save just 20% every month? 每个月只存收入的20%会不会太少？ Only by making it clear how much you want to save can you come to know how much you can actually spend. 你只有先计划好要存多少钱，才能知道自己实际上可以花多少钱。 | 
