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Mary Smith's boy-friend ,Tom Brown ,is a clerk at the First National Bank .He and Mary are talking about the different types of banks and bank services . 玛丽·史密斯的男朋友汤姆·布郎是第一国民银行的职员，他在和玛丽谈论各种不同类型的银行和银行的各种业务。 Smith :I don't understand what you mean when you say commercial bank.Tom ,aren't all banks the same? 史密斯：我不明白你所说的商业银行是什么意思，汤姆，所有银行不都是一样的吗? Brown :No ,there are different types of banks ,Mary . 布郎：不是的，有着各种不同类型的银行，玛丽。 Usually the word bank refers only to the commercial banks like the one I work for . 通常讲“银行”这个词仅仅是指商业银行，就象我工作的这家银行一样。 They're the banks that offer a full range of checking and savings-account services and make all kinds of loans . 这种银行提供支票和储蓄全套的服务，并从事各种类型的贷款事宜。 S:Well,what other kinds of banks are there? 史密斯：噢，那么还有哪些类型的银行呢? B:The second large category is called the Savings and Loan Association or the Building and Loan Association . | 
