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传销 pyramid scheme 信用评级下调 credit downgrade 实得工资 take-home income 虚拟超市 virtual supermarket 高档车 premium car 欺骗消费者 play foul with buyers 大众旅游 mass tourism 灰市 gray market 预付费卡 prepaid cards 恩格尔系数 Engle coefficient 次级债务 subordinate debt 饥饿营销 hunger marketing 恶意营销 smear campaign 亚洲单一货币single currency 滞销蔬菜 unsalable vegetables 黄金投资者 gold bugmembership fee (会员费)windfall(意外横财) Credit rating(信用评级) debtor(债务人) NASDAQ(纳斯达克)、DOW(道琼斯综合指数) Standard and Poors Composite Index(标准普尔综合指数) nose-dive(暴跌)信用评级 integrity rating信用扩张 credit expansionhi-tech marketing strategy(高科技营销策略) 网络虚拟财产 online virtual assetsreal economy(实体经济) fictitious economy(虚拟经济) real bargain(便宜货) virtual money虚拟钱币 | 
