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Steelworkers, airline employees, and now those in the auto industry are joining millions of families who must worry about interest rates, stock market fluctuation, and the harsh reality that they may outlive their retirement money. 【析句】 句子的主干结构是Steelworkersare joining millions of families，families后面跟一个定语从句。而在定语从句中，主语是who，谓语是worry about，宾语是interest rates, stock market fluctuation, and the hash reality。that they may outlive their retirement money 是一个定语从句，修饰 the harsh reality。 【讲词】 worry about 表示操心;担心。 interest rates 指利率，stock market 指股票市场，fluctuation 指股票市场的波动，retirement money 指退休金。 outlive 意为比长命;比耐久;经受住，如：This regulation has outlived its usefulness.(这一规则没用却仍然存在。) Both the absolute cost of healthcare and the share of it borne by families have risenand newly fashionable health savings plans are spreading from legislative halls to Wal-Mart workers, with much higher deductibles and a large new dose of investment risk for families future healthcare. 【析句】 全句包括两个并列分句，介词with 所引导的成分说明newly fashionable health-savings plan 的内容，一是更高的扣除条款(就像保险公司的做法一样， | 
