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A good education and income are usually considered necessary for happiness. Though both may contribute, they are only chief factors if the person is seriously undereducated or actually suffering from lack of physical needs. The rich are not likely to be happier than the middle-income group or even those with very low incomes. People with college educations are somewhat happier than those who did not graduate from high school, and it is believed that this is mainly because they have more opportunity to control their lives. Yet people with a high income and a college education may be less happy than those with the same income and no college education. Poor health does not rule out happiness except for the severely disabled or those in pain. Learning to cope with a health problem can contribute to happiness. Those with a good sex life are happier in general, but those who have a loving, affectionate relationship are happier than those who rely on sex alone. Love has a higher correlation with happiness than any other factor. It should be noted that people quickly get used to what they have, and they are happiest when they feel they are increasing their level no matter where it stands at a given time. Children whose parents were happily married have happier childhoods are not necessarily happier adults. The best formula for happiness is to be able to develop the ability to tolerate frustration, to have a personal involvement and commitment, and to develop self-confidence and self-esteem. | 
