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The Dodd-Frankact;Unhappy birthday to you; 多德弗兰克法案;生日不快乐! A tiny Texas bank challenges Dodd-Frank; 小小德州银行挑战多德弗兰克法案; Call the State National Bank of Big Spring, Texas,and the person answering says the bank is happy tohelp at any of its three locations. Ask forthe chief executive, Jim Purcell, and there is abrief pause to check where, among the 40employees, he might be. 拿起电话，打给德克萨斯州立银行Big Spring，你会听到人工应答，本银行及两所分行的所有工作人员将竭诚为您服务。如果你要找行长吉姆?珀塞尔，电话里会出现短暂的停顿，似乎接线员在40名同事中搜索行长的具体位置。 America still has thousands of these tiny banks. They provide funds and senior managers tocustomers that may be relegated to automated phone-hell at bigger institutions. And, in thecase of Mr Purcell, they bring a willingness to take a public stand against the governmentthat executives at bigger banks generally prefer to take behind closed doors. 现在，仍有成千上万所这样的小型银行活跃在美国。他们甚至为小客户提供资金和资深经理的服务，尽管在一些较大的银行，这些客户可能会沦落到只配享有自动应答机的待遇。像Big Spring这样的银行，珀塞尔先生们非常乐意提供面向大众、平民化的服务。相比之下，较大银行的主管们普遍更喜欢在私密的会客室里提供专业化服务。 | 
