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篇章：奥巴马讲话 帮助美国莘莘学子 Hi, everybody. This is commencement season, a time for graduates and their families to celebrate one of the greatest achievements of a young person s life. But for many graduates, it also means feeling trapped by a whole lot of student loan debt. And we ve got to do more to lift that Burden. See, in a 21st century economy, the surest pathway into the middle class is some form of higher education. The unemployment rate for workers with a bachelor s degree is just 3.3 percent-about half what it is for high school graduates. The typical graduate of a four-year college earns $15,000 more per year than someone with just a high school degree. But at a time when college has never been more important, it s also never been more expensive. That s why, since I took office, I ve worked to make college more affordable. We reformed a student loan system that gave away billions of taxpayer dollars to big banks and invested that money where it makes a bigger bang-in helping more young people afford a higher education. But over the past three decades, the average tuition at a public four-year college has more than tripled. The average undergraduate student who borrows for college now graduates owing almost 30,000. And I ve heard from too many young people who are frustrated that they ve done everything they were supposed to do-and now they re paying the price. I ve taken action on my own to offer millions of students the opportunity to cap their monthly student loan payments to 10% of their income. | 
