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From saving money . If you are saving to buy a CD or go to a concert, then probably you would keep your money somewhere in your room. When you keep your money in a bank, your money earns interest. The bank uses your money to loan money to people and business. The bank will send you a statement several times a year. A bank statement tells you how much money you have in your bank. 这篇文章的基调事态是一般现在时态, 用于对文章的主题存钱进行客观的讲述, 客观的分析在现在的生活中如何存钱.文章中句子的时态, 无论是主句时态还是从句时态一般都与现在时态相关 要点回顾: 主句和从句时态一致性; 文章中相临语句时态通常彼此呼应, 一致; 英语中的动词语态是用来说明句中主语与谓语之间关系的动词形式。英语语态有两种:主动语态和被动语态。主动语态表示主语是谓语动作的执行者,被动语态表示主语是谓语动作的承受者。我们在实际应用中经常会碰到被动语态的句子，如： 理工类from Please Fasten Your Seatbelt laser pulses are sent ahead of the plane and these are then reflected back by particles in the air. 被动语态的结构在的文章中, 甚至在考题中出现的频率都较高, 如: | 
