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a: are you ready to go to the bank? B: sure, what do you need to do there? A: there’s problem with my bank statement. There’s a mistake on it. I also need to withdraw somemoney form the ATM. B: I have to exchange some money. A: that’s right. You’re going away next week. B; I also want to see if my salary has been paid into my bank account. There was a problem lastweek. A; I have to pay my credit bill too. If I don’t pay it soon, the credit card company will charge meinterest. B: their interest rates are usually quite high. It’s a good idea to pay off your credit card debtsbefore they attract interest. Intermediate A; I heard that janet has got a new job. She’s working for the united investment group. I hear thatthey pay very well. B; I heard that too. She must be making a pocket. Well, good for her. A; now, she’ll be able to save up for that holiday in the united states. B; yes, she will. At the moment, the exchange rate is very favorable, so she should try to go assoon as possible, while it’s cheaper. A: you’re right. By the way, did you hear that tom inherited some money recently? B; really? I thought his parents had died several years ago. A; they did. He inherited the money form an uncle. I hope he doesn’t lose a lot of it in taxed to thegovernment. | 
