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Today's LearnVest Daily is dedicated to all the excuses we've ever made for why our finances aren't everything we've dreamed: Our jobs just don't pay enough. Our friends are bad spending influences. We're too deep in debt to ever get out. In response to those, we bring you nine reasons you're broke . . . 女性个人理财网LearnVest Daily 总是在为女人们的入不敷出寻找各种借口：工资不够；朋友花钱的坏习惯影响了自己；深陷债务泥沼无法自拔。与之相对，我们要告诉你的是：你身为穷人的真正原因。 1.You Put Your Entire Paycheck in Your Checking Account 所有收入都存进了活期存款账户 Of course, you should have a checking account, but depositing all your income straight to checking sets you up to overspend and sideline your savings goals. After all, the money is right there, ripe for the spending, and socking cash away for the future requires transferring it separately to your savings account. 没错，你应该要有自己的活期存款账户，但是把所有收入存入账户里只会让你花费超支，存钱几乎不可能。毕竟，钱存那里了，召唤着你去花它啊！而且为未来存钱也要一点一点来。 A better solution? Set up automatic deposits straight from your paycheck into your various savings accounts. It's called paying yourself first. 有没有更好的解决方法？办理自动划账业务，把钱直接存入你的各种储蓄账户。这叫做先留给自己。 | 
