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2011年“很多人的咖啡馆”在北京正式开业，这是一家由多人集资、管理的小店。如今越来越多的年轻人热衷于这种集资创业模式，以此来降低创业风险。然而，事实真的如此吗? Luo Yi is sitting back in a cafe near the University of International Business and Economics, just like everyone else. The difference is that the 25-year-old is also the owner of the cafe, along with other 133 peers. 罗毅(音译)正惬意地坐在对外经贸大学旁边的一间咖啡馆中，看上去他和其他人并无两样。但不同之处就在于，25岁的他同另外133名同伴一起经营着这家咖啡馆。 The cafe is called Our’s Cafe, it targets college students and young professionals in the neighborhood. And it is the result of a crowd-funding project to which 134 individuals contributed 2,000 yuan a share. Many students long to realize their dream of owning a company through this new method of starting up a business. But experts warn that crowd funding can be risky. 这家小店名叫“很多人的咖啡馆”，顾客大都是大学生和在附近工作的年轻白领。作为集体集资的成果，在“很多人的咖啡馆”这个项目里，134名股东每人投资了2000元。尽管很多学生都希望通过这种全新的创业方式来开公司的梦想，但专家表示，集资创业有风险。 Our’s Cafe started as a post on Douban.com in 2011, which proposed to raise funds for a cafe that would belong to every investor. Hundreds of netizens responded since it was an entirely new business model. “Our’s Cafe was the first project featuring crowd funding in China,” says Lou He, a Shanghai-based startup lawyer and a partner at Hiways Law Office. | 
