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祝贺你们，即将毕业的学子！你们即将踏入社会，开始多姿多彩的生活。但是且慢，在开始新生活之前，请仔细考虑我给你们的建议，这些将帮助你们生活的更好。 Congratulations, college class of 2008! You've earned your diplomas. Now it's time to get smart about the real world. Current projections say the job outlook for the class of 2008 isn't bad but it's not great either -- there is an increase in hiring compared to last year, but it's half of what was projected in the fall, and salary growth is mixed as well. The bad news: Research shows graduating into a recession has the potential to negatively affect your earnings in the long term. The good news: Surviving and thriving in an economic downturn boils down to managing your expectations and your finances wisely, which is a lesson with a lifetime's worth of value. Here are some areas to concentrate on. Find Housing You Can Really Afford 租能负担得起的房子 The "New York Times" did a piece recently on finding your first New York City apartment. One of the men they profiled is a consultant who chooses to pay more than half of his after-tax income for an apartment in Manhattan. Despite the fact that his income (combined with a roommate's) satisfies the landlord, he is not showing good financial sense. You shouldn't spend more than 30 percent of your income on rent. If you need to split the rent eight ways, then do it. When you're young, living with lots of roommates can be a rite of passage, not to mention a fun way to get to know people and have a home base in a big city. 年轻时和许多室友一起住是一个成长经历，而且这也是结识新伙伴、在大城市里有一个居住地的好办法。 | 
