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[美文] 趣谈英国:同是银行卡用法大不同

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1. cash card

A cash card can be those cards that you can insert into an ATM or other cash dispenser, or a pre-paid credit card, or a card with a preset cash value from a particular store (Costco or Subway), which is read by a cash card reader and used to pay for products or services at that retailer.

英国银行的现金卡,英文称呼为Cash Card,它主要的作用是帮助持卡人在银行或ATM机上存取现金。

2. cheque guarantee card

A cheque guarantee card is essentially an abbreviated portable letter of credit granted by a bank to a qualified depositor, providing that when he is paying a business by cheque and the retailer writes the card number on the back of the cheque, the cheque was signed in the retailer's presence, and the retailer verifies the signature on the cheque against the signature on the card, then the cheque cannot be stopped and payment cannot be refused by the bank.

英国银行的支票保证卡,英文称呼为Cheque guarantee Card,它主要的作用是在使用支票时出示,以作为支付保证,支票保证卡上会被注明担保的金额,也就是持卡人每次可以开具支票的最高额度。

3. debit card

Debit cards usually allow for instant withdrawal of cash, acting as the ATM card for withdrawing cash and as a check guarantee card. Merchants may also offer cashback facilities to customers, where a customer can withdraw cash along with their purchase.

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