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问题：电子货币对基础货币的影响电子货币作为一种新型的货币形式,它的出现不仅改变了人们的生活习惯和支付方式,而且给传统的金融理论带来了前所未有的挑战,特别是加大了中央银行制定和实
答案：↓↓↓ 任洪敏的回答： 网友采纳 Influenceofelectronicmoneyonmonetarybaseelectronicmoneyasanewformofcurrency,itnotonlychangedpeople'slifehabitandtermsofpayment,butalsotothetraditionalfinancialtheoryhasbroughthithertounknownchallenge,especiallyincreasethecentralbankmonetarypolicyformulationandimplementationdifficulty.Electronicmoneytocreateanew,virtualcurrency,itmakeseconomicsettlementactivitiestoberealizedinthevirtualspace,virtualeconomyplaygrowingroleinrealeconomylife,andcreateanewsituationofsocialactivities.Electroniccurrencyweakenedcontrollabilityofmonetarybaseofthecentralbank,andenhancetheendogenesisofmoneymultiplier,whichincreasesthedifficultyofthecentralbanktocontrolthemoneysupply.Soacorrectunderstandingoftheinfluenceofelectronicmoneyonmonetarymultiplier,anaccurategraspofelectroniccurrencyinChinaundertheconditionofmonetarymultiplierrule,flexibleuseofmonetarypolicyofthecentralbank,hasanimportantsignificancetoimprovetheeffectivenessofmonetarypolicy.Electroniccurrencyisonthebasisoftraditionalmonetarytransactionsautonomy,tradingconditionsconsistency,transaction,transactionprocessindependencepersistencecharacteristics,maintainfixedexchangerelationwithtraditionalmonetaryvaluescale,equipmentmediatransactionsgenerallyacceptedapaymentorrepaymentofdebtthroughtheInternetandelectronictools.Itisageneralequivalentnatureandasthecurrency.Basedonthecurrencycompositionofanalysis,fromtheuseofperspective,themonetarybaseascashincirculationandbankreserves.Lookfromthenumber,themonetarybasebythestatutoryreserve,theexcessreservesofthebankingsystem,cashandbanksystemofsocialpubliccashandfourparts.Theformulais:themonetarybase=statutoryreserveandExcessReserveBank+system+publiccashcashforelectronicmoneyonmonetarybasemainlyhastheinfluenceofelectronicmoneyoncash,requiredandexcessreservesthreeeffects.Theuseof1electronicmoneyoncashsubstitutioneffectofelectronicmoneywillinevitablyleadtoareductionintheamountofcashcirculation.Electronicmoneyasanumberofsymbols,canusenetworktomeetpeopleandspeculativemoneydemand.Sincethecentralbank,issuedbythecentralbankcurrencymonopoly.Theemergenceofnetworkeconomytobreakthispattern,suchasalmostalloftoday'selectronicmoneyisissuedbycommercialbanks,otherfinancialinstitutionsorlargeenterprise.Paymentinstrumentsweusedincludenotes,coins,checks,debitcard,creditcard,ofcourse,electroniccurrencyandsoon.Commonsituationisdifferentpaymentinstrumentsfordifferentpaymentfield.Specificallyspeaking,relatestothelargeramountoftransactionbycheque,bankcardorsomeothermeansofpayment,cashisoftenusedformicropayment,forexample,food,topaythenewspapertelephonecard,transportationcostsinthecirculationofelectronicmoneyEM0cancompletelyreplacethecashpaymentfunction,andit'spurchasingpowerisinfinitesubdivision,wheninusewillnotinvolveanybankaccountrecords,hasgreatconvenienceandcompleteanonymity.Therefore,theelectroniccurrencyincirculationwillreplacecashincirculation.Thedevelopmentofelectronicmoneytoreducethecashincirculation,unchangedintotalbankreservesituation,themonetarybaseshowadownwardtrend. | 
