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问题：【求一篇关于货币的英文短文关于货币的历史,演变之类的~口述在3分钟左右】
答案：↓↓↓ 郭烨的回答： 网友采纳 TheHistoryofMoney Moneyisanythingthatiscommonlyacceptedbyagroupofpeoplefortheexchangeofgoods,services,orresources.Everycountryhasitsownsystemofcoinsandpapermoney. BarteringandCommodityMoney Inthebeginning,peoplebartered.Barteristheexchangeofagoodorserviceforanothergoodorservice,abagofriceforabagofbeans.However,whatifyoucouldn'tagreewhatsomethingwasworthinexchangeoryoudidn'twantwhattheotherpersonhad.Tosolvethatproblemhumansdevelopedwhatiscalledcommoditymoney. Acommodityisabasicitemusedbyalmosteveryone.Inthepast,salt,tea,tobacco,cattleandseedswerecommoditiesandthereforewereonceusedasmoney.However,usingcommoditiesasmoneyhadotherproblems.Carryingbagsofsaltandothercommoditieswashard,andcommoditiesweredifficulttostoreorwereperishable. CoinsandPaperMoney Metalsobjectswereintroducedasmoneyaround5000B.C.By700BC,theLydiansbecamethefirstintheWesternworldtomakecoins.Countriesweresoonmintingtheirownseriesofcoinswithspecificvalues.Metalwasusedbecauseitwasreadilyavailable,easytoworkwithandcouldberecycled.Sincecoinsweregivenacertainvalue,itbecameeasiertocomparethecostofitemspeoplewanted. SomeoftheearliestknownpapermoneydatesbacktoChina,wheretheissueofpapermoneybecamecommonfromaboutAD960onwards. RepresentativeMoney Withtheintroductionofpapercurrencyandnon-preciouscoinage,commoditymoneyevolvedintorepresentativemoney.Thismeantthatwhatmoneyitselfwasmadeofnolongerhadtobeveryvaluable. Representativemoneywasbackedbyagovernmentorbank'spromisetoexchangeitforacertainamountofsilverorgold.Forexample,theoldBritishPoundbillorPoundSterlingwasonceguaranteedtoberedeemableforapoundofsterlingsilver. Formostofthenineteenthandtwentiethcenturies,themajorityofcurrencieswerebasedonrepresentativemoneythroughtheuseofthegoldstandard. FiatMoney Representativemoneyhasnowbeenreplacedbyfiatmoney.FiatistheLatinwordfor"letitbedone".Moneyisnowgivenvaluebyagovernmentfiatordecree,inotherwordsenforceablelegaltenderlawsweremade.Bylawtherefusalof"legaltender"moneyinfavorofsomeotherformofpaymentisillegal. $$$ Theoriginofthe"$"moneysignisnotcertain.Manyhistorianstracethe$moneysigntoeithertheMexicanorSpanish"P's"forpesos,orpiastres,orpiecesofeight.Thestudyofoldmanuscriptsshowsthatthe"S,"graduallycametobewrittenoverthe"P,"lookingverymuchlikethe"$"mark. U.S.MoneyTrivia OnMarch10,1862thefirstUnitedStatespapermoneywasissued.Thedenominationswere$5,$10,and$20.TheybecamelegaltenderbyActofMarch17,1862.Theinclusionof"InGodWeTrust"onallcurrencywasrequiredbylawin1955.Thenationalmottofirstappearedonpapermoneyin1957on$1SilverCertificates,andonallFederalReserveNotesbeginningwithSeries1963. ElectronicBanking ERMAbeganasaprojectfortheBankofAmericainanefforttocomputerizethebankingindustry.MICR(magneticinkcharacterrecognition)waspartofERMA.MICRallowedcomputerstoreadspecialnumbersatthebottomofchecksthatallowedcomputerizedtrackingandaccountingofcheck | 
