5种方法帮你改掉乱花钱的坏习惯
<p><span word="Few">Few</span> <span word="people">people</span> <span word="need">need</span> <span word="to">to</span> <span word="be">be</span> <span word="told">told</span> <span word="not">not</span> <span word="to">to</span> <span word="overspend">overspend</span> <span word="on">on</span> <span word="credit">credit</span> <span word="or">or</span> <span word="debit">debit</span> <span word="cards">cards</span> <span word="or">or</span> <span word="to">to</span> <span word="curbimpulse">curbimpulse</span> <span word="shopping">shopping</span>. <span word="You">You</span> <span word="know">know</span> <span word="you">you</span> <span word="shouldn">shouldn</span>'<span word="t">t</span>, <span word="even">even</span> <span word="if">if</span> <span word="you">you</span> <span word="always">always</span> <span word="do">do</span>. <span word="What">What</span> <span word="you">you</span> <span word="need">need</span> <span word="are">are</span> <span word="solutions">solutions</span>.<span word="Whatever">Whatever</span> <span word="your">your</span> <span word="problems">problems</span> <span word="with">with</span> <span word="money">money</span>, <span word="you">you</span> <span word="can">can</span> <span word="change">change</span> – <span word="but">but</span> <span word="it">it</span>’<span word="s">s</span> <span word="going">going</span> <span word="to">to</span> <span word="take">take</span> <span word="work">work</span>. <span word="After">After</span> <span word="all">all</span>, <span word="you">you</span>'<span word="re">re</span> <span word="trying">trying</span> <span word="to">to</span> <span word="break">break</span> <span word="lifelong">lifelong</span> <span word="patterns">patterns</span>. <span word="Start">Start</span> <span word="with">with</span> <span word="these">these</span> <span word="strategies">strategies</span></p><p>一些人需要别人提醒，不要透支信用卡或借记卡，要注意冲动消费的问题。也许你一直在过度消费可是你却不自知。那么你需要解决这些问题了。不管你在花钱上有什么坏习惯，你都可以改变，但需要你用心去做。不管怎么说，起码你已经想要开始改变长期以来的不良消费习惯了，让我们从下面这些方法开始吧</p><p><span word="Set">Set</span> <span word="realistic">realistic</span> <span word="goals">goals</span>.</p><p>制定符合实际的目标。</p><p><span word="A">A</span> <span word="lot">lot</span> <span word="of">of</span> <span word="people">people</span> <span word="set">set</span> <span word="themselves">themselves</span> <span word="up">up</span> <span word="for">for</span> <span word="failure">failure</span> <span word="because">because</span> <span word="they">they</span> <span word="have">have</span> <span word="a">a</span> <span word="mindset">mindset</span> <span word="of">of</span> <span word="either">either</span> <span word="indulgence">indulgence</span> <span word="or">or</span> <span word="deprivation">deprivation</span>. <span word="If">If</span> <span word="you">you</span> <span word="try">try</span> <span word="to">to</span> <span word="deprive">deprive</span> <span word="yourself">yourself</span> <span word="of">of</span> <span word="too">too</span> <span word="much">much</span>, <span word="where">where</span> <span word="you">you</span> <span word="spend">spend</span> <span word="almost">almost</span> <span word="nothing">nothing</span>, <span word="then">then</span> <span word="you">you</span> <span word="end">end</span> <span word="up">up</span> <span word="giving">giving</span> <span word="up">up</span>, <span word="and">and</span> <span word="you">you</span> <span word="indulge">indulge</span>, <span word="and">and</span> <span word="then">then</span> <span word="you">you</span> <span word="overspend">overspend</span>. <span word="So">So</span> <span word="if">if</span> <span word="you">you</span> <span word="have">have</span> <span word="an">an</span> <span word="unrealistic">unrealistic</span> <span word="plan">plan</span>, <span word="you">you</span>'<span word="re">re</span> <span word="probably">probably</span> <span word="going">going</span> <span word="to">to</span> <span word="lose">lose</span> <span word="control">control</span>.<span word="Good">Good</span> <span word="habits">habits</span> <span word="happen">happen</span> <span word="when">when</span> <span word="planned">planned</span>; <span word="bad">bad</span> <span word="habits">habits</span> <span word="happen">happen</span> <span word="on">on</span> <span word="their">their</span> <span word="own">own</span>.</p><p>很多人无法成功改变，不是因为他们固有的放纵观念就是因为固有的克制观念。当你试图克制自己不花一分钱时，结果只会是你因无法忍受而放弃。然后你就放纵自己，最终变成过度消费。因此如果你为自己制定的计划是不符合实际的，你很可能会失去控制。好习惯的养成源于合理的计划，坏习惯的发生也可能源于不合理的计划。</p>
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