中国降低二套房房贷首付比例
<p><span word="China">China</span>'<span word="s">s</span> <span word="central">central</span> <span word="bank">bank</span> <span word="is">is</span> <span word="continuing">continuing</span> <span word="its">its</span> <span word="campaign">campaign</span> <span word="to">to</span> <span word="bolster">bolster</span> <span word="the">the</span> <span word="nation">nation</span>'<span word="s">s</span> <span word="property">property</span> <span word="market">market</span>, <span word="which">which</span> <span word="is">is</span> <span word="experiencing">experiencing</span> <span word="a">a</span> <span word="downturn">downturn</span> <span word="that">that</span> <span word="has">has</span> <span word="dented">dented</span> <span word="demand">demand</span> <span word="for">for</span> <span word="commodities">commodities</span> <span word="and">and</span> <span word="weighed">weighed</span> <span word="on">on</span> <span word="global">global</span> <span word="growth">growth</span> <span word="forecasts">forecasts</span>.</p><p>中国央行(<span word="PBoC">PBoC</span>)继续推行措施，提振中国房地产市场前景。目前，中国房地产市场正处于低迷状态，不仅压低了中国对大宗商品的需求，还压低了全球的增长预期。</p><p><span word="In">In</span> <span word="what">what</span> <span word="is">is</span> <span word="best">best</span> <span word="described">described</span> <span word="as">as</span> <span word="an">an</span> <span word="incremental">incremental</span> <span word="move">move</span> <span word="in">in</span> <span word="an">an</span> <span word="ongoing">ongoing</span> <span word="project">project</span>, <span word="the">the</span> <span word="People">People</span>'<span word="s">s</span> <span word="Bank">Bank</span> <span word="of">of</span> <span word="China">China</span> <span word="said">said</span> <span word="it">it</span> <span word="would">would</span> <span word="lower">lower</span> <span word="the">the</span> <span word="down">down</span> <span word="payments">payments</span> <span word="people">people</span> <span word="with">with</span> <span word="an">an</span> <span word="existing">existing</span> <span word="mortgage">mortgage</span> <span word="pay">pay</span> <span word="on">on</span> <span word="their">their</span> <span word="second">second</span> <span word="home">home</span> <span word="loan">loan</span> <span word="to">to</span> 40 <span word="per">per</span> <span word="cent">cent</span> <span word="from">from</span> 50 <span word="per">per</span> <span word="cent">cent</span>.</p><p>中国央行表示，拥有1套住房且相应购房贷款未结清的人，购买第二套房时贷款的首付比例从50%下调至40%。对于该行这一动作，最佳的描述应该是整套计划中渐进性的一步。</p><p><span word="This">This</span>, <span word="the">the</span> <span word="PBoC">PBoC</span> <span word="said">said</span> <span word="in">in</span> <span word="a">a</span> <span word="statement">statement</span> (<span word="link">link</span> <span word="in">in</span> <span word="Chinese">Chinese</span>) <span word="was">was</span>:“<span word="One">One</span> <span word="step">step</span> <span word="further">further</span> <span word="to">to</span> <span word="improve">improve</span> <span word="credit">credit</span> <span word="policy">policy</span> <span word="for">for</span> <span word="individual">individual</span> <span word="householders">householders</span>.”</p><p>该行在声明中表示，这一举措是“为进一步完善个人住房信贷政策”。</p><p><span word="The">The</span> <span word="PBoC">PBoC</span> <span word="added">added</span> <span word="it">it</span> <span word="wanted">wanted</span> <span word="to">to</span> "<span word="support">support</span> <span word="households">households</span>" <span word="in">in</span> <span word="their">their</span> <span word="home">home</span> <span word="purchases">purchases</span>.</p><p>此外，该行还补充表示，希望“支持居民家庭”购买普通自住房。</p><p><span word="China">China</span>'<span word="s">s</span> <span word="flagging">flagging</span> <span word="property">property</span> <span word="market">market</span> <span word="comes">comes</span> <span word="after">after</span> <span word="a">a</span> <span word="multi">multi</span>-<span word="year">year</span> <span word="boom">boom</span> <span word="that">that</span> <span word="has">has</span> <span word="ended">ended</span> <span word="as">as</span> <span word="the">the</span> <span word="government">government</span> <span word="and">and</span> <span word="central">central</span> <span word="bank">bank</span> <span word="tried">tried</span> <span word="to">to</span> <span word="remove">remove</span> <span word="some">some</span> <span word="credit">credit</span> <span word="risk">risk</span> <span word="from">from</span> <span word="the">the</span> <span word="highly">highly</span> <span word="leveraged">leveraged</span> <span word="economy">economy</span>.</p>
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