你花钱有计划吗？6招教你理智花钱
<p><span word="The">The</span> <span word="word">word</span> “<span word="budget">budget</span>” <span word="has">has</span> <span word="such">such</span> <span word="a">a</span> <span word="negative">negative</span> <span word="connotation">connotation</span> <span word="in">in</span> <span word="today">today</span>’<span word="s">s</span> <span word="society">society</span>. <span word="Individuals">Individuals</span> <span word="associate">associate</span> <span word="the">the</span> <span word="act">act</span> <span word="of">of</span> <span word="budgeting">budgeting</span> <span word="with">with</span> <span word="some">some</span> <span word="sort">sort</span> <span word="of">of</span> <span word="militant">militant</span> <span word="regimen">regimen</span> <span word="that">that</span> <span word="hinders">hinders</span> <span word="them">them</span> <span word="from">from</span> <span word="having">having</span> <span word="any">any</span> <span word="sort">sort</span> <span word="of">of</span> <span word="flexibility">flexibility</span> <span word="with">with</span> <span word="their">their</span> <span word="money">money</span>.</p><p>“预算”这个词似乎在当今社会略带贬义。人们常常会用类似于军事化的规则来控制预算，好让他们在金钱这块不至于手头过紧。</p><p><span word="The">The</span> <span word="end">end</span> <span word="result">result</span>? <span word="Failure">Failure</span>.</p><p>最后的结果呢？当然是失败。</p><p><span word="Fortunately">Fortunately</span>, <span word="there">there</span> <span word="are">are</span> <span word="a">a</span> <span word="number">number</span> <span word="of">of</span> <span word="ways">ways</span> <span word="to">to</span> <span word="prevent">prevent</span> <span word="your">your</span> <span word="budget">budget</span> <span word="from">from</span> <span word="failing">failing</span> <span word="and">and</span> <span word="make">make</span> <span word="it">it</span> <span word="work">work</span> <span word="for">for</span> <span word="you">you</span>, <span word="minus">minus</span> <span word="the">the</span> <span word="ball">ball</span> <span word="and">and</span> <span word="chain">chain</span>.</p><p>好在，这里有很多方法可以让你免于财政赤字，减轻你的负担。</p><p><span word="Before">Before</span> <span word="you">you</span> <span word="create">create</span> <span word="your">your</span> <span word="budget">budget</span>, <span word="track">track</span> <span word="spending">spending</span> <span word="for">for</span> <span word="at">at</span> <span word="least">least</span> <span word="one">one</span> <span word="month">month</span> <span word="to">to</span> <span word="get">get</span> <span word="a">a</span> <span word="better">better</span> <span word="idea">idea</span> <span word="of">of</span> <span word="where">where</span> <span word="your">your</span> <span word="money">money</span> <span word="actually">actually</span> <span word="goes">goes</span>. <span word="Once">Once</span> <span word="you">you</span>’<span word="ve">ve</span> <span word="taken">taken</span> <span word="this">this</span> <span word="pertinent">pertinent</span> <span word="step">step</span>, <span word="consider">consider</span> <span word="the">the</span> <span word="following">following</span> <span word="tips">tips</span> <span word="to">to</span> <span word="help">help</span> <span word="you">you</span> <span word="stay">stay</span> <span word="on">on</span> <span word="track">track</span> <span word="throughout">throughout</span> <span word="the">the</span> <span word="month">month</span>.</p><p>在设立预算之前，先来对自己一个月的支出进行大概的追踪，这样才能了解自己的钱到底花在什么地方去了。一旦这个步骤完成，再来根据下面的贴士来帮你控制每月的支出吧。</p><p>1) <span word="Be">Be</span> <span word="as">as</span> <span word="specific">specific</span> <span word="as">as</span> <span word="possible">possible</span>.</p><p>越详细越好。</p><p><span word="Fluffy">Fluffy</span> <span word="budgets">budgets</span> <span word="are">are</span> <span word="destined">destined</span> <span word="for">for</span> <span word="failure">failure</span> <span word="because">because</span> <span word="they">they</span> <span word="do">do</span> <span word="not">not</span> <span word="consider">consider</span> <span word="all">all</span> <span word="the">the</span> <span word="key">key</span> <span word="factors">factors</span>. <span word="Big">Big</span> <span word="expenses">expenses</span> <span word="are">are</span> <span word="important">important</span>, <span word="but">but</span> <span word="it">it</span> <span word="is">is</span> <span word="the">the</span> <span word="little">little</span> <span word="things">things</span> <span word="that">that</span> <span word="will">will</span> <span word="usually">usually</span> <span word="send">send</span> <span word="you">you</span> <span word="flying">flying</span> <span word="off">off</span> <span word="the">the</span> <span word="deep">deep</span>-<span word="end">end</span>. <span word="If">If</span> <span word="your">your</span> <span word="budget">budget</span> <span word="demonstrates">demonstrates</span> <span word="that">that</span> <span word="you">you</span> <span word="can">can</span> <span word="cover">cover</span> <span word="all">all</span> <span word="your">your</span> <span word="fixed">fixed</span> <span word="expenses">expenses</span> <span word="with">with</span> <span word="a">a</span> <span word="little">little</span> <span word="change">change</span> <span word="to">to</span> <span word="spare">spare</span>, <span word="you">you</span> <span word="may">may</span> <span word="feel">feel</span> <span word="somewhat">somewhat</span> <span word="satisfied">satisfied</span> <span word="until">until</span> <span word="you">you</span> <span word="realize">realize</span> <span word="midway">midway</span> <span word="through">through</span> <span word="the">the</span> <span word="month">month</span> <span word="that">that</span> <span word="things">things</span> <span word="are">are</span> <span word="going">going</span> <span word="down">down</span>-<span word="hill">hill</span> <span word="because">because</span> <span word="you">you</span> <span word="forgot">forgot</span> <span word="to">to</span> <span word="incorporate">incorporate</span> <span word="the">the</span> <span word="daily">daily</span> <span word="visit">visit</span> <span word="to">to</span> <span word="the">the</span> <span word="nearest">nearest</span> <span word="fast">fast</span>-<span word="food">food</span> <span word="joint">joint</span> <span word="for">for</span> <span word="lunch">lunch</span>.</p>
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