过来人分享：20多岁要养成的20个好习惯（二）
<p>过来人分享：20多岁要养成的20个好习惯（一）</p><p>11. <span word="Manage">Manage</span> <span word="your">your</span> <span word="money">money</span> <span word="before">before</span> <span word="it">it</span> <span word="starts">starts</span> <span word="to">to</span> <span word="manage">manage</span> <span word="you">you</span>.</p><p>积极理财，别反被金钱束缚。</p><p><span word="Too">Too</span> <span word="many">many</span> <span word="people">people</span> <span word="buy">buy</span> <span word="things">things</span> <span word="they">they</span> <span word="don">don</span>’<span word="t">t</span> <span word="need">need</span> <span word="with">with</span> <span word="money">money</span> <span word="they">they</span> <span word="don">don</span>’<span word="t">t</span> <span word="have">have</span> <span word="to">to</span> <span word="impress">impress</span> <span word="people">people</span> <span word="they">they</span> <span word="don">don</span>’<span word="t">t</span> <span word="know">know</span>. <span word="Don">Don</span>’<span word="t">t</span> <span word="be">be</span> <span word="one">one</span> <span word="of">of</span> <span word="them">them</span>. <span word="Bottom">Bottom</span> <span word="line">line</span>: <span word="It">It</span>’<span word="s">s</span> <span word="easier">easier</span> <span word="to">to</span> <span word="find">find</span> <span word="long">long</span>-<span word="term">term</span> <span word="wealth">wealth</span> <span word="by">by</span> <span word="needing">needing</span> <span word="and">and</span> <span word="spending">spending</span> <span word="less">less</span>, <span word="instead">instead</span> <span word="of">of</span> <span word="making">making</span> <span word="more">more</span>. <span word="So">So</span> <span word="spend">spend</span> <span word="less">less</span> <span word="than">than</span> <span word="you">you</span> <span word="earn">earn</span>, <span word="and">and</span> <span word="always">always</span> <span word="go">go</span> <span word="without">without</span> <span word="until">until</span> <span word="you">you</span> <span word="have">have</span> <span word="the">the</span> <span word="cash">cash</span> <span word="in">in</span> <span word="hand">hand</span>. <span word="Keep">Keep</span> <span word="six">six</span> <span word="months">months</span> <span word="of">of</span> <span word="your">your</span> <span word="salary">salary</span> <span word="in">in</span> <span word="an">an</span> <span word="emergency">emergency</span> <span word="savings">savings</span> <span word="account">account</span> <span word="just">just</span> <span word="in">in</span> <span word="case">case</span> <span word="you">you</span> <span word="lose">lose</span> <span word="your">your</span> <span word="job">job</span> <span word="or">or</span> <span word="have">have</span> <span word="an">an</span> <span word="emergency">emergency</span> <span word="that">that</span> <span word="prevents">prevents</span> <span word="you">you</span> <span word="from">from</span> <span word="working">working</span> <span word="for">for</span> <span word="a">a</span> <span word="prolonged">prolonged</span> <span word="period">period</span> <span word="of">of</span> <span word="time">time</span>. <span word="And">And</span> <span word="keep">keep</span> <span word="a">a</span> <span word="few">few</span> <span word="extra">extra</span> <span word="hundred">hundred</span> <span word="dollars">dollars</span> <span word="on">on</span> <span word="hand">hand</span> <span word="for">for</span> <span word="unexpected">unexpected</span> <span word="expenses">expenses</span>, <span word="such">such</span> <span word="as">as</span> <span word="car">car</span> <span word="and">and</span> <span word="home">home</span> <span word="repair">repair</span>.</p><p>很多人为了讨好别人，会花过多的钱去买并不需要的东西。别做这种人。心中要有底线：和“花得多赚得就多”相比，“日积月累能致富”更靠谱。所以，节俭生活，出门时能少带钱就少带。把6个月的薪水当做“紧急账户”存起来，以防突然被炒鱿鱼，或遭遇某事而导致你在未来几月内无法工作赚钱。同时手头也要有些现金储蓄以备不时之需，比如修车、装修房间之类的。</p><p>12. <span word="Let">Let</span> <span word="the">the</span> <span word="wrong">wrong</span> <span word="people">people</span> <span word="go">go</span>.</p><p>对错误的人放手。</p><p><span word="You">You</span> <span word="can">can</span> <span word="try">try</span> <span word="your">your</span> <span word="hardest">hardest</span>, <span word="you">you</span> <span word="can">can</span> <span word="do">do</span> <span word="everything">everything</span> <span word="and">and</span> <span word="say">say</span> <span word="everything">everything</span>, <span word="but">but</span> <span word="sometimes">sometimes</span> <span word="people">people</span> <span word="just">just</span> <span word="aren">aren</span>’<span word="t">t</span> <span word="worth">worth</span> <span word="trying">trying</span> <span word="over">over</span> <span word="anymore">anymore</span>, <span word="and">and</span> <span word="they">they</span> <span word="aren">aren</span>’<span word="t">t</span> <span word="worth">worth</span> <span word="worrying">worrying</span> <span word="about">about</span>. <span word="It">It</span>’<span word="s">s</span> <span word="important">important</span> <span word="to">to</span> <span word="know">know</span> <span word="when">when</span> <span word="to">to</span> <span word="let">let</span> <span word="go">go</span> <span word="of">of</span> <span word="someone">someone</span> <span word="who">who</span> <span word="only">only</span> <span word="brings">brings</span> <span word="you">you</span> <span word="down">down</span>. <span word="The">The</span> <span word="moment">moment</span> <span word="someone">someone</span> <span word="tells">tells</span> <span word="you">you</span> <span word="that">that</span> <span word="you">you</span>’<span word="re">re</span> <span word="not">not</span> <span word="good">good</span> <span word="enough">enough</span> <span word="is">is</span> <span word="the">the</span> <span word="moment">moment</span> <span word="you">you</span> <span word="know">know</span> <span word="you">you</span>’<span word="re">re</span> <span word="better">better</span> <span word="off">off</span> <span word="than">than</span> <span word="they">they</span> <span word="are">are</span>, <span word="and">and</span> <span word="better">better</span> <span word="off">off</span> <span word="without">without</span> <span word="them">them</span>.</p>
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