父母老去之前，我该做点什么？
<p>获得2.4<span word="k">k</span>好评的回答@<span word="Stacie">Stacie</span> <span word="Marie">Marie</span> <span word="Carrel">Carrel</span>：</p><p><span word="THEY">THEY</span> <span word="NEED">NEED</span>:</p><p>他们需要：</p><p>-<span word="A">A</span> <span word="Retirement">Retirement</span> <span word="Plan">Plan</span> <span word="because">because</span> <span word="they">they</span> <span word="need">need</span> <span word="to">to</span> <span word="know">know</span> <span word="how">how</span> <span word="much">much</span> <span word="money">money</span> <span word="they">they</span> <span word="can">can</span> <span word="take">take</span> <span word="out">out</span> <span word="each">each</span> <span word="year">year</span>, <span word="and">and</span> <span word="how">how</span> <span word="much">much</span> <span word="they">they</span> <span word="can">can</span> <span word="do">do</span> <span word="with">with</span> <span word="that">that</span> <span word="money">money</span>. <span word="Without">Without</span> <span word="a">a</span> <span word="retirement">retirement</span> <span word="plan">plan</span> <span word="they">they</span> <span word="won">won</span>’<span word="t">t</span> <span word="know">know</span> <span word="if">if</span> <span word="they">they</span> <span word="have">have</span> <span word="the">the</span> <span word="money">money</span> <span word="to">to</span> <span word="travel">travel</span> <span word="once">once</span> <span word="a">a</span> <span word="year">year</span> <span word="or">or</span> 5 <span word="times">times</span> <span word="a">a</span> <span word="year">year</span>.</p><p>-一份退休计划。因为他们需要知道每年能取出来多少钱，用这些钱他们能做多少事。要是没有退休计划他们就不知道自己的钱够一年旅行一次还是五次。</p><p>- <span word="Retirement">Retirement</span> <span word="money">money</span> <span word="If">If</span> <span word="in">in</span> <span word="the">the</span> <span word="US">US</span>, <span word="Social">Social</span> <span word="Security">Security</span> <span word="alone">alone</span> <span word="isn">isn</span>’<span word="t">t</span> <span word="going">going</span> <span word="to">to</span> <span word="cut">cut</span> <span word="it">it</span> <span word="even">even</span> <span word="if">if</span> <span word="they">they</span> <span word="just">just</span> <span word="sell">sell</span> <span word="the">the</span> <span word="big">big</span> <span word="house">house</span>, <span word="move">move</span> <span word="to">to</span> <span word="a">a</span> <span word="small">small</span> <span word="one">one</span>.</p><p>-退休的钱。在美国即使卖掉大房子搬到小房子里，只有社会保险也是不够的，</p><p>-<span word="Reconcile">Reconcile</span> <span word="any">any</span> <span word="health">health</span> <span word="vs">vs</span> <span word="house">house</span> <span word="difficulties">difficulties</span>. <span word="If">If</span> <span word="they">they</span>’<span word="re">re</span> <span word="in">in</span> <span word="a">a</span> <span word="house">house</span> <span word="with">with</span> <span word="lots">lots</span> <span word="of">of</span> <span word="stairs">stairs</span>, <span word="but">but</span> <span word="there">there</span>’<span word="s">s</span> <span word="a">a</span> <span word="family">family</span> <span word="history">history</span> <span word="of">of</span> <span word="needing">needing</span> <span word="a">a</span> <span word="walker">walker</span> <span word="in">in</span> <span word="late">late</span> <span word="life">life</span>, <span word="then">then</span> <span word="that">that</span>’<span word="s">s</span> <span word="going">going</span> <span word="to">to</span> <span word="be">be</span> <span word="an">an</span> <span word="issue">issue</span>. <span word="They">They</span> <span word="may">may</span> <span word="need">need</span> <span word="to">to</span> <span word="either">either</span> <span word="sell">sell</span> <span word="the">the</span> <span word="house">house</span> <span word="and">and</span> <span word="move">move</span>, <span word="or">or</span> <span word="start">start</span> <span word="work">work</span> <span word="on">on</span> <span word="the">the</span> <span word="necessary">necessary</span> <span word="accessibility">accessibility</span> <span word="changes">changes</span> <span word="they">they</span>’<span word="ll">ll</span> <span word="need">need</span> <span word="later">later</span>.</p><p>-解决健康和房子之间的矛盾。如果他们的房子里有很多楼梯，但家里又有晚年坐轮椅的家族史，那问题就来了。他们可能需要卖掉房子搬家或者开始着手营造日后需要的无障碍环境了。</p><p>- <span word="A">A</span> <span word="durable">durable</span> <span word="power">power</span> <span word="of">of</span> <span word="attorney">attorney</span> <span word="and">and</span> <span word="medical">medical</span> <span word="wishes">wishes</span> <span word="so">so</span> <span word="that">that</span> <span word="if">if</span> <span word="they">they</span> <span word="are">are</span> <span word="ever">ever</span> <span word="incapacitated">incapacitated</span> <span word="or">or</span> <span word="rendered">rendered</span> <span word="incapable">incapable</span> <span word="of">of</span> <span word="self">self</span>-<span word="care">care</span>, <span word="they">they</span>’<span word="ll">ll</span> <span word="have">have</span> <span word="someone">someone</span> <span word="appointed">appointed</span> <span word="ahead">ahead</span> <span word="of">of</span> <span word="time">time</span> <span word="to">to</span> <span word="take">take</span> <span word="over">over</span> <span word="those">those</span> <span word="responsibilities">responsibilities</span>.</p>
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