用英语聊聊医疗保险（一）
<p>对于上班族来说，生大病的时候医疗保险很重要，保什么，不保什么可得弄清楚。今天我们来通过英语对话了解一下美国公司员工享受的医疗保险福利。</p><p><span word="Andy">Andy</span>向同事<span word="Jane">Jane</span>咨询公司医疗保险的事。</p><p><span word="Andy">Andy</span>: <span word="Hey">Hey</span>, <span word="Jane">Jane</span>...<span word="are">are</span> <span word="you">you</span> <span word="familiar">familiar</span> <span word="with">with</span> <span word="our">our</span> <span word="company">company</span>'<span word="s">s</span> <span word="insurance">insurance</span> <span word="policies">policies</span>?</p><p><span word="Jane">Jane</span>: <span word="Umm">Umm</span>...<span word="I">I</span> <span word="think">think</span> <span word="so">so</span>. <span word="What">What</span>'<span word="s">s</span> <span word="up">up</span>?</p><p><span word="A">A</span>: <span word="I">I</span>'<span word="ve">ve</span> <span word="never">never</span> <span word="really">really</span> <span word="paid">paid</span> <span word="attention">attention</span> <span word="to">to</span> <span word="the">the</span> <span word="fine">fine</span> <span word="print">print</span> <span word="of">of</span> <span word="our">our</span> <span word="insurance">insurance</span> <span word="policies">policies</span>...<span word="but">but</span> <span word="it">it</span> <span word="looks">looks</span> <span word="like">like</span> <span word="I">I</span>'<span word="m">m</span> <span word="going">going</span> <span word="to">to</span> <span word="need">need</span> <span word="to">to</span> <span word="make">make</span> <span word="a">a</span> <span word="claim">claim</span>.</p><p><span word="J">J</span>: <span word="Really">Really</span>? <span word="Are">Are</span> <span word="you">you</span> <span word="OK">OK</span>?</p><p>&<span word="nbsp">nbsp</span>;</p><p>&<span word="nbsp">nbsp</span>;</p><p><span word="A">A</span>: <span word="I">I</span> <span word="have">have</span> <span word="a">a</span> <span word="slipped">slipped</span> <span word="disc">disc</span> <span word="in">in</span> <span word="my">my</span> <span word="lower">lower</span> <span word="back">back</span> <span word="and">and</span> <span word="the">the</span> <span word="doctor">doctor</span> <span word="says">says</span> <span word="surgery">surgery</span> <span word="is">is</span> <span word="probably">probably</span> <span word="the">the</span> <span word="best">best</span> <span word="option">option</span>. <span word="Does">Does</span> <span word="our">our</span> <span word="worker">worker</span> <span word="insurance">insurance</span> <span word="cover">cover</span> <span word="this">this</span> <span word="kind">kind</span> <span word="of">of</span> <span word="thing">thing</span>?</p><p><span word="Andy">Andy</span>问<span word="Jane">Jane</span>熟不熟悉公司的医疗保险条款，<span word="insurance">insurance</span>是保险，<span word="policies">policies</span>是条款，医生说他腰椎肩盘突出，可能要做手术，需要向保险公司<span word="make">make</span> <span word="a">a</span> <span word="claim">claim</span>，提出医疗赔偿。<span word="Andy">Andy</span>说，自己从没仔细研究过公司医疗保险的<span word="fine">fine</span> <span word="print">print</span>(规定细则)，不知道做腰椎肩盘手术，保险公司是不是出钱，这里动词用<span word="cover">cover</span>, <span word="to">to</span> <span word="cover">cover</span> <span word="this">this</span> <span word="kind">kind</span> <span word="of">of</span> <span word="thing">thing</span> 意思是保险涵盖这类治疗。</p><p><span word="J">J</span>: <span word="If">If</span> <span word="the">the</span> <span word="injury">injury</span> <span word="is">is</span> <span word="workplace">workplace</span> <span word="related">related</span> <span word="I">I</span>'<span word="m">m</span> <span word="sure">sure</span> <span word="it">it</span>'<span word="s">s</span> <span word="completely">completely</span> <span word="covered">covered</span>.</p><p><span word="A">A</span>: <span word="Hummm">Hummm</span>...<span word="I">I</span> <span word="think">think</span> <span word="I">I</span>'<span word="ll">ll</span> <span word="have">have</span> <span word="to">to</span> <span word="talk">talk</span> <span word="to">to</span> <span word="the">the</span> <span word="doctor">doctor</span> <span word="again">again</span> <span word="about">about</span> <span word="that">that</span>. <span word="Anyway">Anyway</span>...<span word="now">now</span> <span word="that">that</span> <span word="I">I</span>'<span word="m">m</span> <span word="going">going</span> <span word="to">to</span> <span word="have">have</span> <span word="to">to</span> <span word="make">make</span> <span word="some">some</span> <span word="claims">claims</span>, <span word="I">I</span> <span word="think">think</span> <span word="I">I</span>'<span word="d">d</span> <span word="better">better</span> <span word="try">try</span> <span word="and">and</span> <span word="understand">understand</span> <span word="how">how</span> <span word="the">the</span> <span word="system">system</span> <span word="works">works</span>. <span word="Would">Would</span> <span word="you">you</span> <span word="mind">mind</span> <span word="breaking">breaking</span> <span word="it">it</span> <span word="down">down</span> <span word="for">for</span> <span word="me">me</span>?</p>
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