很多人的咖啡馆：集体创业真的零风险吗？
<p>2011年“很多人的咖啡馆”在北京正式开业，这是一家由多人集资、管理的小店。如今越来越多的年轻人热衷于这种集资创业模式，以此来降低创业风险。然而，事实真的如此吗?</p><p><span word="Luo">Luo</span> <span word="Yi">Yi</span> <span word="is">is</span> <span word="sitting">sitting</span> <span word="back">back</span> <span word="in">in</span> <span word="a">a</span> <span word="cafe">cafe</span> <span word="near">near</span> <span word="the">the</span> <span word="University">University</span> <span word="of">of</span> <span word="International">International</span> <span word="Business">Business</span> <span word="and">and</span> <span word="Economics">Economics</span>, <span word="just">just</span> <span word="like">like</span> <span word="everyone">everyone</span> <span word="else">else</span>. <span word="The">The</span> <span word="difference">difference</span> <span word="is">is</span> <span word="that">that</span> <span word="the">the</span> 25-<span word="year">year</span>-<span word="old">old</span> <span word="is">is</span> <span word="also">also</span> <span word="the">the</span> <span word="owner">owner</span> <span word="of">of</span> <span word="the">the</span> <span word="cafe">cafe</span>, <span word="along">along</span> <span word="with">with</span> <span word="other">other</span> 133 <span word="peers">peers</span>.</p><p>罗毅(音译)正惬意地坐在对外经贸大学旁边的一间咖啡馆中，看上去他和其他人并无两样。但不同之处就在于，25岁的他同另外133名同伴一起经营着这家咖啡馆。</p><p><span word="The">The</span> <span word="cafe">cafe</span> <span word="is">is</span> <span word="called">called</span> <span word="Our">Our</span>’<span word="s">s</span> <span word="Cafe">Cafe</span>, <span word="it">it</span> <span word="targets">targets</span> <span word="college">college</span> <span word="students">students</span> <span word="and">and</span> <span word="young">young</span> <span word="professionals">professionals</span> <span word="in">in</span> <span word="the">the</span> <span word="neighborhood">neighborhood</span>. <span word="And">And</span> <span word="it">it</span> <span word="is">is</span> <span word="the">the</span> <span word="result">result</span> <span word="of">of</span> <span word="a">a</span> <span word="crowd">crowd</span>-<span word="funding">funding</span> <span word="project">project</span> <span word="to">to</span> <span word="which">which</span> 134 <span word="individuals">individuals</span> <span word="contributed">contributed</span> 2,000 <span word="yuan">yuan</span> <span word="a">a</span> <span word="share">share</span>. <span word="Many">Many</span> <span word="students">students</span> <span word="long">long</span> <span word="to">to</span> <span word="realize">realize</span> <span word="their">their</span> <span word="dream">dream</span> <span word="of">of</span> <span word="owning">owning</span> <span word="a">a</span> <span word="company">company</span> <span word="through">through</span> <span word="this">this</span> <span word="new">new</span> <span word="method">method</span> <span word="of">of</span> <span word="starting">starting</span> <span word="up">up</span> <span word="a">a</span> <span word="business">business</span>. <span word="But">But</span> <span word="experts">experts</span> <span word="warn">warn</span> <span word="that">that</span> <span word="crowd">crowd</span> <span word="funding">funding</span> <span word="can">can</span> <span word="be">be</span> <span word="risky">risky</span>.</p><p>这家小店名叫“很多人的咖啡馆”，顾客大都是大学生和在附近工作的年轻白领。作为集体集资的成果，在“很多人的咖啡馆”这个项目里，134名股东每人投资了2000元。尽管很多学生都希望通过这种全新的创业方式来开公司的梦想，但专家表示，集资创业有风险。</p><p><span word="Our">Our</span>’<span word="s">s</span> <span word="Cafe">Cafe</span> <span word="started">started</span> <span word="as">as</span> <span word="a">a</span> <span word="post">post</span> <span word="on">on</span> <span word="Douban">Douban</span>.<span word="com">com</span> <span word="in">in</span> 2011, <span word="which">which</span> <span word="proposed">proposed</span> <span word="to">to</span> <span word="raise">raise</span> <span word="funds">funds</span> <span word="for">for</span> <span word="a">a</span> <span word="cafe">cafe</span> <span word="that">that</span> <span word="would">would</span> <span word="belong">belong</span> <span word="to">to</span> <span word="every">every</span> <span word="investor">investor</span>. <span word="Hundreds">Hundreds</span> <span word="of">of</span> <span word="netizens">netizens</span> <span word="responded">responded</span> <span word="since">since</span> <span word="it">it</span> <span word="was">was</span> <span word="an">an</span> <span word="entirely">entirely</span> <span word="new">new</span> <span word="business">business</span> <span word="model">model</span>. “<span word="Our">Our</span>’<span word="s">s</span> <span word="Cafe">Cafe</span> <span word="was">was</span> <span word="the">the</span> <span word="first">first</span> <span word="project">project</span> <span word="featuring">featuring</span> <span word="crowd">crowd</span> <span word="funding">funding</span> <span word="in">in</span> <span word="China">China</span>,” <span word="says">says</span> <span word="Lou">Lou</span> <span word="He">He</span>, <span word="a">a</span> <span word="Shanghai">Shanghai</span>-<span word="based">based</span> <span word="startup">startup</span> <span word="lawyer">lawyer</span> <span word="and">and</span> <span word="a">a</span> <span word="partner">partner</span> <span word="at">at</span> <span word="Hiways">Hiways</span> <span word="Law">Law</span> <span word="Office">Office</span>.</p>
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