About Credit 关于诚信
<p><span word="Today">Today</span>, <span word="with">with</span> <span word="the">the</span> <span word="development">development</span> <span word="of">of</span> <span word="Internet">Internet</span>, <span word="many">many</span> <span word="traditional">traditional</span> <span word="ways">ways</span> <span word="of">of</span> <span word="life">life</span> <span word="have">have</span> <span word="been">been</span> <span word="changed">changed</span>, <span word="especially">especially</span> <span word="the">the</span> <span word="way">way</span> <span word="to">to</span> <span word="pay">pay</span> <span word="for">for</span> <span word="purchase">purchase</span>. <span word="The">The</span> <span word="record">record</span> <span word="of">of</span> <span word="credit">credit</span> <span word="occupies">occupies</span> <span word="important">important</span> <span word="role">role</span> <span word="for">for</span> <span word="everybody">everybody</span>, <span word="and">and</span> <span word="they">they</span> <span word="need">need</span> <span word="good">good</span> <span word="credit">credit</span> <span word="to">to</span> <span word="get">get</span> <span word="loan">loan</span>, <span word="so">so</span> <span word="as">as</span> <span word="to">to</span> <span word="start">start</span> <span word="their">their</span> <span word="business">business</span> <span word="or">or</span> <span word="buy">buy</span> <span word="a">a</span> <span word="house">house</span>. <span word="We">We</span> <span word="have">have</span> <span word="come">come</span> <span word="to">to</span> <span word="the">the</span> <span word="age">age</span> <span word="of">of</span> <span word="credit">credit</span>.</p><p>今天，随着互联网的发展，许多传统的生活方式发生了改变，特别是购买方式。信用记录对每个人都有着非常重要的作用，他们需要良好的信贷来获得贷款，从而开始他们的生意或者买房子。我们已经到了信用时代。</p><p><span word="There">There</span> <span word="is">is</span> <span word="a">a</span> <span word="very">very</span> <span word="classic">classic</span> <span word="example">example</span> <span word="about">about</span> <span word="the">the</span> <span word="importance">importance</span> <span word="of">of</span> <span word="credit">credit</span>. <span word="A">A</span> <span word="Chinese">Chinese</span> <span word="man">man</span> <span word="took">took</span> <span word="the">the</span> <span word="train">train</span> <span word="in">in</span> <span word="Europe">Europe</span>. <span word="He">He</span> <span word="found">found</span> <span word="no">no</span> <span word="one">one</span> <span word="checked">checked</span> <span word="the">the</span> <span word="ticket">ticket</span>, <span word="so">so</span> <span word="he">he</span> <span word="just">just</span> <span word="skipped">skipped</span> <span word="the">the</span> <span word="ticket">ticket</span>. <span word="He">He</span> <span word="thought">thought</span> <span word="he">he</span> <span word="had">had</span> <span word="saved">saved</span> <span word="the">the</span> <span word="little">little</span> <span word="money">money</span>, <span word="but">but</span> <span word="when">when</span> <span word="he">he</span> <span word="came">came</span> <span word="to">to</span> <span word="the">the</span> <span word="bank">bank</span> <span word="and">and</span> <span word="wanted">wanted</span> <span word="to">to</span> <span word="get">get</span> <span word="the">the</span> <span word="loan">loan</span>, <span word="he">he</span> <span word="got">got</span> <span word="rejected">rejected</span>, <span word="because">because</span> <span word="his">his</span> <span word="record">record</span> <span word="of">of</span> <span word="credit">credit</span> <span word="showed">showed</span> <span word="he">he</span> <span word="had">had</span> <span word="skipped">skipped</span> <span word="the">the</span> <span word="ticket">ticket</span>, <span word="which">which</span> <span word="made">made</span> <span word="him">him</span> <span word="the">the</span> <span word="unreliable">unreliable</span> <span word="man">man</span>.</p><p>关于信用的重要性有一个很经典的例子。一名中国男子在欧洲乘坐火车时，发现没有人检查车票，所以他就逃票。他以为自己攒下了那一笔钱，但当他来到银行想要贷款时，却被拒绝了，因为他的信用记录显示他曾经逃票，这使他成了一个信用不好的人。</p><p><span word="The">The</span> <span word="record">record</span> <span word="of">of</span> <span word="credit">credit</span> <span word="is">is</span> <span word="the">the</span> <span word="main">main</span> <span word="basis">basis</span> <span word="when">when</span> <span word="people">people</span> <span word="asked">asked</span> <span word="for">for</span> <span word="loan">loan</span>. <span word="The">The</span> <span word="banks">banks</span> <span word="consider">consider</span> <span word="the">the</span> <span word="account">account</span> <span word="of">of</span> <span word="money">money</span> <span word="they">they</span> <span word="would">would</span> <span word="borrow">borrow</span> <span word="according">according</span> <span word="to">to</span> <span word="the">the</span> <span word="credit">credit</span>, <span word="or">or</span> <span word="the">the</span> <span word="departments">departments</span> <span word="will">will</span> <span word="check">check</span> <span word="a">a</span> <span word="person">person</span>’<span word="s">s</span> <span word="credit">credit</span> <span word="to">to</span> <span word="see">see</span> <span word="if">if</span> <span word="they">they</span> <span word="want">want</span> <span word="to">to</span> <span word="hire">hire</span> <span word="him">him</span>. <span word="The">The</span> <span word="age">age</span> <span word="of">of</span> <span word="credit">credit</span> <span word="asks">asks</span> <span word="for">for</span> <span word="us">us</span> <span word="to">to</span> <span word="behave">behave</span> <span word="ourselves">ourselves</span> <span word="well">well</span>, <span word="or">or</span> <span word="we">we</span> <span word="will">will</span> <span word="live">live</span> <span word="the">the</span> <span word="tough">tough</span> <span word="life">life</span>.</p>
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