给孩子零花钱开始变得"移动化"
<p><span word="Children">Children</span> <span word="may">may</span> <span word="not">not</span> <span word="be">be</span> <span word="stashing">stashing</span> <span word="coins">coins</span> <span word="in">in</span> <span word="piggy">piggy</span> <span word="banks">banks</span> <span word="for">for</span> <span word="much">much</span> <span word="longer">longer</span>; <span word="with">with</span> <span word="the">the</span> <span word="move">move</span> <span word="towards">towards</span> <span word="a">a</span> <span word="cashless">cashless</span> <span word="society">society</span>, <span word="pocket">pocket</span> <span word="money">money</span> <span word="is">is</span> <span word="moving">moving</span> <span word="digital">digital</span>.</p><p>孩子们今后可能不会再把零花钱存在存钱罐里了。随着无现金社会的发展，零花钱也在数字化。</p><p><span word="To">To</span> <span word="reflect">reflect</span> <span word="this">this</span> <span word="trend">trend</span>, <span word="a">a</span> <span word="flurry">flurry</span> <span word="of">of</span> <span word="mobile">mobile</span> <span word="budgeting">budgeting</span> <span word="apps">apps</span> <span word="for">for</span> <span word="children">children</span> <span word="has">has</span> <span word="sprung">sprung</span> <span word="up">up</span> <span word="worldwide">worldwide</span>: <span word="GoHenry">GoHenry</span>, <span word="Osper">Osper</span> <span word="and">and</span> <span word="Gimi">Gimi</span> <span word="to">to</span> <span word="name">name</span> <span word="a">a</span> <span word="few">few</span>.</p><p>为了紧跟潮流，全球出现了多个儿童移动理财应用程序，比如<span word="GoHenry">GoHenry</span>、<span word="Osper">Osper</span>和<span word="Gimi">Gimi</span>等等。</p><p><span word="These">These</span> <span word="apps">apps</span> <span word="offer">offer</span> <span word="a">a</span> <span word="simple">simple</span> <span word="money">money</span> <span word="management">management</span> <span word="service">service</span> <span word="for">for</span> <span word="children">children</span>, <span word="often">often</span> <span word="for">for</span> <span word="a">a</span> <span word="monthly">monthly</span> <span word="subscription">subscription</span> <span word="fee">fee</span> <span word="paid">paid</span> <span word="by">by</span> <span word="the">the</span> <span word="parents">parents</span>. <span word="Parents">Parents</span> <span word="can">can</span> <span word="add">add</span> <span word="money">money</span> <span word="to">to</span> <span word="children">children</span>'<span word="s">s</span> <span word="accounts">accounts</span>, <span word="set">set</span> <span word="limits">limits</span> <span word="and">and</span> <span word="monitor">monitor</span> <span word="transactions">transactions</span>, <span word="while">while</span> <span word="children">children</span> <span word="can">can</span> <span word="choose">choose</span> <span word="to">to</span> <span word="save">save</span> <span word="their">their</span> <span word="money">money</span> <span word="or">or</span> <span word="spend">spend</span> <span word="it">it</span> <span word="using">using</span> <span word="a">a</span> <span word="prepaid">prepaid</span> <span word="card">card</span> <span word="that">that</span> <span word="works">works</span> <span word="like">like</span> <span word="a">a</span> <span word="debit">debit</span> <span word="card">card</span>. <span word="The">The</span> <span word="apps">apps</span> <span word="suggest">suggest</span> <span word="minimum">minimum</span> <span word="ages">ages</span> <span word="ranging">ranging</span> <span word="from">from</span> <span word="six">six</span> <span word="to">to</span> <span word="nine">nine</span> <span word="for">for</span> <span word="the">the</span> <span word="prepaid">prepaid</span> <span word="card">card</span>.</p><p>这些应用程序为孩子们提供简单的理财服务，通常由父母每月支付费用。父母可以将钱存入孩子的账户，设定限额并监控交易，而孩子可以选择存钱或使用类似借记卡的预付卡消费。这些应用程序建议预付卡的最低使用年龄为6至9岁。</p><p><span word="The">The</span> <span word="companies">companies</span> <span word="behind">behind</span> <span word="the">the</span> <span word="apps">apps</span> <span word="argue">argue</span> <span word="that">that</span> <span word="in">in</span> <span word="an">an</span> <span word="increasingly">increasingly</span> <span word="cashless">cashless</span> <span word="society">society</span>, <span word="they">they</span> <span word="can">can</span> <span word="be">be</span> <span word="a">a</span> <span word="valuable">valuable</span> <span word="way">way</span> <span word="of">of</span> <span word="teaching">teaching</span> <span word="young">young</span> <span word="children">children</span> <span word="about">about</span> <span word="money">money</span>.</p><p>开发这些应用程序的公司称，在一个越来越无现金化的社会里，这些程序可以成为一种教育孩子理财的宝贵方式。</p>
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