如果你负债 如何规划好你的偿债计划
<p><span word="It">It</span> <span word="was">was</span> <span word="a">a</span> <span word="crazy">crazy</span> <span word="thought">thought</span> - <span word="paying">paying</span> <span word="off">off</span> <span word="and">and</span> <span word="cutting">cutting</span> <span word="up">up</span> <span word="every">every</span> <span word="single">single</span> <span word="one">one</span> <span word="of">of</span> <span word="my">my</span> <span word="credit">credit</span> <span word="cards">cards</span>. <span word="It">It</span> <span word="was">was</span> <span word="an">an</span> <span word="even">even</span> <span word="crazier">crazier</span> <span word="thought">thought</span> <span word="that">that</span> <span word="one">one</span> <span word="day">day</span> <span word="we">we</span> <span word="may">may</span> <span word="not">not</span> <span word="owe">owe</span> <span word="anyone">anyone</span> <span word="a">a</span> <span word="single">single</span> <span word="dime">dime</span>.</p><p>这是个很疯狂的想法--还清一切欠款，剪掉每一张信用卡。下面的想法更加疯狂：也许有一天，我们可以不欠任何人一分钱。</p><p><span word="Our">Our</span> <span word="family">family</span> <span word="members">members</span> <span word="looked">looked</span> <span word="at">at</span> <span word="us">us</span> <span word="like">like</span> <span word="we">we</span> <span word="had">had</span> <span word="lost">lost</span> <span word="our">our</span> <span word="minds">minds</span> <span word="when">when</span> <span word="we">we</span> <span word="told">told</span> <span word="them">them</span> <span word="we">we</span> <span word="no">no</span> <span word="longer">longer</span> <span word="had">had</span> <span word="a">a</span> <span word="credit">credit</span> <span word="card">card</span> <span word="for">for</span> "<span word="emergencies">emergencies</span>".</p><p>当我们告诉自己的家人我们没有用于"紧急情况"的信用卡时，他们的神情就好像我们疯了一般。</p><p><span word="My">My</span> <span word="friends">friends</span> <span word="thought">thought</span> <span word="I">I</span> <span word="was">was</span> <span word="insane">insane</span> <span word="when">when</span> <span word="I">I</span> <span word="started">started</span> <span word="walking">walking</span> <span word="dogs">dogs</span> <span word="for">for</span> <span word="extra">extra</span> <span word="money">money</span> <span word="to">to</span> <span word="pay">pay</span> <span word="off">off</span> <span word="our">our</span> <span word="debt">debt</span> <span word="even">even</span> <span word="faster">faster</span>. "<span word="Uh">Uh</span>, <span word="you">you</span>'<span word="re">re</span> <span word="hugely">hugely</span> <span word="pregnant">pregnant</span> <span word="and">and</span> <span word="you">you</span>'<span word="re">re</span> <span word="walking">walking</span> <span word="dogs">dogs</span> <span word="in">in</span> <span word="this">this</span> <span word="heat">heat</span>?! <span word="Y">Y</span>'<span word="all">all</span> <span word="must">must</span> <span word="really">really</span> <span word="need">need</span> <span word="the">the</span> <span word="money">money</span>."</p><p>当我开始遛狗挣外快以尽快还清债务时，我的朋友们都以为我疯了。"额，你的孕肚这么大，你还在这么热的天遛狗？！你肯定急需这笔钱吧。"</p>
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