中国暂停审批网络贷款公司
<p><span word="China">China</span> <span word="has">has</span> <span word="halted">halted</span> <span word="all">all</span> <span word="approvals">approvals</span> <span word="for">for</span> <span word="new">new</span> <span word="online">online</span> <span word="lending">lending</span> <span word="companies">companies</span>, <span word="sending">sending</span> <span word="a">a</span> <span word="chill">chill</span> <span word="through">through</span> <span word="the">the</span> <span word="country">country</span>’<span word="s">s</span> <span word="fast">fast</span>-<span word="growing">growing</span> <span word="fintech">fintech</span> <span word="sector">sector</span>, <span word="which">which</span> <span word="has">has</span> <span word="produced">produced</span> <span word="some">some</span> <span word="of">of</span> <span word="the">the</span> <span word="biggest">biggest</span> <span word="and">and</span> <span word="most">most</span> <span word="well">well</span> <span word="subscribed">subscribed</span> <span word="offshore">offshore</span> <span word="listings">listings</span> <span word="this">this</span> <span word="year">year</span>.</p><p>中国已停止审批新的网络贷款公司，使国内快速发展的金融科技行业感受到一股寒意。该行业今年涌现了一些规模最大、受到最踊跃认购的境外上市交易。</p><p><span word="The">The</span> <span word="regulations">regulations</span> <span word="came">came</span> <span word="from">from</span> <span word="a">a</span> <span word="new">new</span> <span word="state">state</span> <span word="body">body</span> <span word="set">set</span> <span word="up">up</span> <span word="to">to</span> <span word="regulate">regulate</span> <span word="internet">internet</span> <span word="finance">finance</span>. <span word="The">The</span> <span word="rules">rules</span> <span word="also">also</span> <span word="forbid">forbid</span> <span word="fresh">fresh</span> <span word="approvals">approvals</span> <span word="of">of</span> <span word="offline">offline</span> <span word="microlending">microlending</span> <span word="companies">companies</span> <span word="that">that</span> <span word="lend">lend</span> <span word="across">across</span> <span word="provinces">provinces</span>.</p><p>这些规定来自一个负责规范互联网金融的新的政府机构。规定还叫停了对线下小额贷款公司跨省放贷的审批。</p><p><span word="Existing">Existing</span> <span word="companies">companies</span> <span word="will">will</span> <span word="be">be</span> <span word="allowed">allowed</span> <span word="to">to</span> <span word="continue">continue</span> <span word="operating">operating</span> <span word="but">but</span> <span word="may">may</span> <span word="see">see</span> <span word="their">their</span> <span word="operations">operations</span> <span word="more">more</span> <span word="heavily">heavily</span> <span word="regulated">regulated</span>.</p><p>现有的公司将被允许继续运营，但可能会看到他们的运营受到更严格的监管。</p><p><span word="Online">Online</span> <span word="lenders">lenders</span> <span word="have">have</span> <span word="faced">faced</span> <span word="criticism">criticism</span> <span word="for">for</span> <span word="extending">extending</span> <span word="loans">loans</span> <span word="without">without</span> <span word="proper">proper</span> <span word="due">due</span> <span word="diligence">diligence</span>, <span word="adding">adding</span> <span word="to">to</span> <span word="China">China</span>’<span word="s">s</span> <span word="bad">bad</span>-<span word="debt">debt</span> <span word="troubles">troubles</span>. <span word="Some">Some</span> <span word="online">online</span> <span word="lenders">lenders</span> <span word="are">are</span> <span word="thinly">thinly</span> <span word="veiled">veiled</span> <span word="scammers">scammers</span>, <span word="offering">offering</span> <span word="high">high</span> <span word="interest">interest</span>, <span word="short">short</span>-<span word="term">term</span> <span word="loans">loans</span> <span word="to">to</span> <span word="vulnerable">vulnerable</span> <span word="borrowers">borrowers</span> <span word="and">and</span> <span word="employing">employing</span> <span word="unorthodox">unorthodox</span> <span word="collection">collection</span> <span word="methods">methods</span>, <span word="such">such</span> <span word="as">as</span> <span word="demanding">demanding</span> <span word="nude">nude</span> <span word="selfie">selfie</span> <span word="photographs">photographs</span>, <span word="as">as</span> <span word="collateral">collateral</span>.</p><p>在线贷款机构近来面临批评，被指在没有进行适当尽职调查的情况下发放贷款，加剧中国的坏债问题。一些在线贷款机构是几乎不加掩饰的骗子，向弱势的借款人提供高息短期贷款，并采用非正统的追讨方式，比如要求自拍的裸照作为抵押品。</p>
页:
[1]