理财经不靠谱：十句话揭示理财真相
<p>1. <span word="Spend">Spend</span> <span word="less">less</span> <span word="than">than</span> <span word="you">you</span> <span word="earn">earn</span>.</p><p>1. 花的要比赚的少。</p><p>2. <span word="If">If</span> <span word="you">you</span>'<span word="re">re</span> <span word="facing">facing</span> <span word="a">a</span> <span word="pile">pile</span> <span word="of">of</span> <span word="debts">debts</span>, <span word="make">make</span> <span word="minimum">minimum</span> <span word="payments">payments</span> <span word="on">on</span> <span word="all">all</span> <span word="of">of</span> <span word="the">the</span> <span word="debts">debts</span> <span word="but">but</span> <span word="the">the</span> <span word="one">one</span> <span word="with">with</span> <span word="the">the</span> <span word="highest">highest</span> <span word="interest">interest</span> <span word="rate">rate</span>, <span word="then">then</span> <span word="make">make</span> <span word="the">the</span> <span word="biggest">biggest</span> <span word="payment">payment</span> <span word="you">you</span> <span word="can">can</span> <span word="each">each</span> <span word="month">month</span> <span word="on">on</span> <span word="that">that</span> <span word="high">high</span> <span word="one">one</span>.</p><p>2. 如果你有一堆债务，除了利率最高的那笔债，其余每笔都还最低限额，然后每个月尽你所能还那笔最大的。</p><p>3. <span word="Never">Never</span> <span word="expect">expect</span> <span word="that">that</span> <span word="your">your</span> "<span word="future">future</span> <span word="self">self</span>" <span word="or">or</span> <span word="anyone">anyone</span> <span word="else">else</span> <span word="will">will</span> <span word="bail">bail</span> <span word="you">you</span> <span word="out">out</span> <span word="of">of</span> <span word="your">your</span> <span word="dumb">dumb</span> <span word="mistakes">mistakes</span> <span word="today">today</span> <span word="and">and</span> <span word="remember">remember</span> <span word="that">that</span> <span word="only">only</span> <span word="you">you</span> <span word="can">can</span> <span word="make">make</span> <span word="better">better</span> <span word="choices">choices</span> <span word="for">for</span> <span word="yourself">yourself</span>.</p><p>3. 不要期待“未来的自己”或其他任何人来补救你今日愚蠢的错误，要记住只有你可以为自己做更好的选择。</p><p>4. <span word="The">The</span> <span word="quickest">quickest</span> <span word="way">way</span> <span word="to">to</span> <span word="financial">financial</span> <span word="recovery">recovery</span> <span word="is">is</span> <span word="to">to</span> <span word="get">get</span> <span word="a">a</span> <span word="grip">grip</span> <span word="on">on</span> <span word="your">your</span> <span word="spending">spending</span> <span word="impulses">impulses</span>.</p><p>4. 让经济复苏的最快方法是控制你的消费冲动。</p><p>5. <span word="Life">Life</span> <span word="is">is</span> <span word="going">going</span> <span word="to">to</span> <span word="hand">hand</span> <span word="you">you</span> <span word="emergencies">emergencies</span>, <span word="so">so</span> <span word="keep">keep</span> <span word="at">at</span> <span word="least">least</span> $1,000 <span word="in">in</span> <span word="your">your</span> <span word="savings">savings</span> <span word="account">account</span> <span word="for">for</span> <span word="those">those</span> <span word="emergencies">emergencies</span>.</p><p>5. 生活中会出现紧急事件，所以在储蓄账户里至少留1000美元。</p><p>6. <span word="Be">Be</span> <span word="completely">completely</span> <span word="open">open</span> <span word="with">with</span> <span word="your">your</span> <span word="spouse">spouse</span> <span word="about">about</span> <span word="every">every</span> <span word="single">single</span> <span word="dime">dime</span> <span word="that">that</span> <span word="comes">comes</span> <span word="in">in</span> <span word="and">and</span> <span word="every">every</span> <span word="single">single</span> <span word="dime">dime</span> <span word="that">that</span> <span word="you">you</span> <span word="spend">spend</span>.</p><p>6. 对你的配偶坦诚得到的和花出去的每分钱。</p><p>7. <span word="Buy">Buy</span> <span word="items">items</span> <span word="that">that</span> <span word="will">will</span> <span word="last">last</span> <span word="for">for</span> <span word="a">a</span> <span word="very">very</span> <span word="long">long</span> <span word="time">time</span> <span word="at">at</span> <span word="the">the</span> <span word="best">best</span> <span word="possible">possible</span> <span word="price">price</span> <span word="and">and</span> <span word="you">you</span>'<span word="ll">ll</span> <span word="rarely">rarely</span> <span word="be">be</span> <span word="unhappy">unhappy</span> <span word="with">with</span> <span word="them">them</span>.</p>
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