日子过得紧巴巴的?七大花钱信号要注意!
<p><span word="Whether">Whether</span> <span word="you">you</span> <span word="consider">consider</span> <span word="yourself">yourself</span> <span word="to">to</span> <span word="be">be</span> <span word="financially">financially</span> <span word="responsible">responsible</span>, <span word="or">or</span> <span word="you">you</span> <span word="always">always</span> <span word="seem">seem</span> <span word="to">to</span> <span word="come">come</span> <span word="up">up</span> <span word="short">short</span> <span word="on">on</span> <span word="cash">cash</span>, <span word="there">there</span> <span word="are">are</span> <span word="a">a</span> <span word="few">few</span> <span word="key">key</span> <span word="indicators">indicators</span> <span word="that">that</span> <span word="may">may</span> <span word="indicate">indicate</span> <span word="you">you</span> <span word="are">are</span> <span word="living">living</span> <span word="beyond">beyond</span> <span word="your">your</span> <span word="mean">mean</span>.</p><p>不管你觉得自己生活富余还是经常会财政短缺，下面这几个小信号都需要注意一下，它们预示着你可能要财政赤字了哦。</p><p><span word="And">And</span> <span word="being">being</span> <span word="aware">aware</span> <span word="of">of</span> <span word="them">them</span> <span word="can">can</span> <span word="save">save</span> <span word="you">you</span> <span word="loads">loads</span> <span word="of">of</span> <span word="money">money</span> <span word="woes">woes</span> <span word="in">in</span> <span word="times">times</span> <span word="of">of</span> <span word="a">a</span> <span word="cash">cash</span> <span word="emergency">emergency</span>.</p><p>注意这些能帮你省下一大笔钱以备不时之需。</p><p><span word="You">You</span> <span word="couldn">couldn</span>’<span word="t">t</span> <span word="live">live</span> <span word="without">without</span> <span word="your">your</span> <span word="job">job</span>’<span word="s">s</span> <span word="income">income</span> <span word="for">for</span> <span word="at">at</span> <span word="least">least</span> <span word="six">six</span> <span word="months">months</span>.</p><p>存的薪水不够你花半年</p><p><span word="Need">Need</span> <span word="some">some</span> <span word="motivation">motivation</span> <span word="to">to</span> <span word="start">start</span> <span word="saving">saving</span>? <span word="Sit">Sit</span> <span word="down">down</span> <span word="and">and</span> <span word="add">add</span> <span word="up">up</span> <span word="how">how</span> <span word="much">much</span> <span word="money">money</span> <span word="you">you</span> <span word="make">make</span> <span word="each">each</span> <span word="month">month</span>. <span word="Then">Then</span>, <span word="multiply">multiply</span> <span word="that">that</span> <span word="amount">amount</span> <span word="by">by</span> <span word="six">six</span>.</p><p>需要让自己省钱的动力？那就坐下来算算每个月能赚多少钱吧，然后乘以6。</p><p><span word="Assuming">Assuming</span> <span word="you">you</span> <span word="have">have</span> <span word="a">a</span> <span word="stable">stable</span> <span word="job">job</span>, <span word="that">that</span>’<span word="s">s</span> <span word="the">the</span> <span word="minimum">minimum</span> <span word="balance">balance</span> <span word="you">you</span> <span word="should">should</span> <span word="have">have</span> <span word="stashed">stashed</span> <span word="away">away</span> <span word="in">in</span> <span word="an">an</span> <span word="interest">interest</span> <span word="bearing">bearing</span>, <span word="FDIC">FDIC</span> <span word="insured">insured</span> <span word="deposit">deposit</span> <span word="account">account</span> <span word="that">that</span> <span word="is">is</span> <span word="earmarked">earmarked</span> <span word="solely">solely</span> <span word="for">for</span> <span word="emergency">emergency</span> <span word="needs">needs</span>.</p><p>假设你的工作很稳定，这些钱是你需要存起来以备不时之需的最低标准，联邦存款保险公司有专为紧急需要的账户。</p><p><span word="Clients">Clients</span> <span word="frequently">frequently</span> <span word="underestimate">underestimate</span> <span word="life">life</span>’<span word="s">s</span> <span word="uncertainties">uncertainties</span> <span word="and">and</span> <span word="discount">discount</span> <span word="the">the</span> <span word="need">need</span> <span word="to">to</span> <span word="have">have</span> <span word="cash">cash</span> <span word="available">available</span> <span word="for">for</span> <span word="unexpected">unexpected</span> <span word="events">events</span> <span word="like">like</span> <span word="unemployment">unemployment</span>, <span word="illness">illness</span>, <span word="disabilities">disabilities</span>, <span word="and">and</span> <span word="family">family</span> <span word="emergencies">emergencies</span>.</p>
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