年末不理财,新年徒伤悲:这些理财习惯你可以有
<p><span word="Everyone">Everyone</span> <span word="has">has</span> <span word="a">a</span> <span word="bad">bad</span> <span word="financial">financial</span> <span word="habit">habit</span>. <span word="We">We</span> <span word="live">live</span> <span word="in">in</span> <span word="a">a</span> <span word="country">country</span> <span word="that">that</span> <span word="spends">spends</span> <span word="billions">billions</span> <span word="on">on</span> <span word="advertising">advertising</span> <span word="to">to</span> <span word="make">make</span> <span word="us">us</span> <span word="want">want</span> <span word="to">to</span> <span word="make">make</span> <span word="purchases">purchases</span>; <span word="However">However</span>, <span word="if">if</span> <span word="you">you</span> <span word="are">are</span> <span word="looking">looking</span> <span word="to">to</span> <span word="make">make</span> <span word="change">change</span> <span word="and">and</span> <span word="break">break</span> <span word="your">your</span> <span word="bad">bad</span> <span word="financial">financial</span> <span word="habits">habits</span> <span word="use">use</span> <span word="these">these</span> <span word="tips">tips</span>. <span word="Remember">Remember</span>: <span word="even">even</span> <span word="though">though</span> <span word="the">the</span> <span word="habits">habits</span> <span word="are">are</span> <span word="hard">hard</span> <span word="to">to</span> <span word="break">break</span> <span word="and">and</span> <span word="require">require</span> <span word="conscientious">conscientious</span> <span word="effort">effort</span>, <span word="there">there</span> <span word="is">is</span> <span word="payoff">payoff</span>.</p><p>每个人都会有些不良的理财习惯。我们的国家在广告上花费数十亿，引诱我们花钱购物。然而，如果你想改掉自己糟糕的理财习惯，那么可以采纳以下建议。记住：即使坏习惯很难改正，需要持之以恒，但只要努力，总会有回报。</p><p>1. <span word="Pay">Pay</span> <span word="bills">bills</span> <span word="when">when</span> <span word="you">you</span> <span word="receive">receive</span> <span word="them">them</span>. <span word="Think">Think</span> <span word="of">of</span> <span word="all">all</span> <span word="the">the</span> <span word="stress">stress</span> <span word="and">and</span> <span word="anxiety">anxiety</span> <span word="that">that</span> <span word="you">you</span> <span word="experience">experience</span> <span word="when">when</span> <span word="you">you</span> <span word="put">put</span> <span word="off">off</span> <span word="paying">paying</span> <span word="your">your</span> <span word="bills">bills</span>. <span word="When">When</span> <span word="you">you</span> <span word="receive">receive</span> <span word="the">the</span> <span word="email">email</span> <span word="notification">notification</span> <span word="or">or</span> <span word="open">open</span> <span word="the">the</span> <span word="bill">bill</span> <span word="in">in</span> <span word="the">the</span> <span word="mail">mail</span>, <span word="take">take</span> <span word="care">care</span> <span word="of">of</span> <span word="it">it</span>. <span word="It">It</span> <span word="will">will</span> <span word="only">only</span> <span word="take">take</span> <span word="five">five</span> <span word="minutes">minutes</span>, <span word="and">and</span> <span word="you">you</span> <span word="won">won</span>'<span word="t">t</span> <span word="be">be</span> <span word="swamped">swamped</span> <span word="with">with</span> <span word="bills">bills</span> <span word="at">at</span> <span word="the">the</span> <span word="last">last</span> <span word="minute">minute</span>.</p><p>1. 到手的账单及时支付。当你拖着账单不付的时候，想想堆起来的这些账单以后会带给你的压力和焦虑。留心电邮的通知和邮箱的账单。查看账单只需5分钟，却可以免除你在最后一分钟被未付款账单淹没的窘境。</p><p>2. <span word="Use">Use</span> <span word="cash">cash</span> <span word="and">and</span> <span word="not">not</span> <span word="your">your</span> <span word="card">card</span>. <span word="You">You</span> <span word="must">must</span> <span word="have">have</span> <span word="had">had</span> <span word="a">a</span> <span word="hard">hard</span> <span word="time">time</span> <span word="controlling">controlling</span> <span word="the">the</span> <span word="amount">amount</span> <span word="of">of</span> <span word="swipe">swipe</span> <span word="purchases">purchases</span> <span word="you">you</span> <span word="are">are</span> <span word="making">making</span>. <span word="Minimize">Minimize</span> <span word="this">this</span> <span word="urge">urge</span> <span word="by">by</span> <span word="using">using</span> <span word="your">your</span> <span word="ATM">ATM</span> <span word="card">card</span> <span word="once">once</span> <span word="a">a</span> <span word="week">week</span> <span word="to">to</span> <span word="withdraw">withdraw</span> <span word="the">the</span> <span word="amount">amount</span> <span word="of">of</span> <span word="money">money</span> <span word="you">you</span> <span word="have">have</span> <span word="allotted">allotted</span> <span word="yourself">yourself</span> <span word="for">for</span> <span word="the">the</span> <span word="week">week</span>. <span word="Keep">Keep</span> <span word="your">your</span> <span word="cards">cards</span> <span word="at">at</span> <span word="home">home</span>, <span word="and">and</span> <span word="even">even</span> <span word="stow">stow</span> <span word="your">your</span> <span word="credit">credit</span> <span word="cards">cards</span> <span word="in">in</span> <span word="a">a</span> <span word="hard">hard</span> <span word="to">to</span> <span word="reach">reach</span> <span word="place">place</span> <span word="in">in</span> <span word="your">your</span> <span word="closet">closet</span> <span word="to">to</span> <span word="keep">keep</span> <span word="you">you</span> <span word="from">from</span> <span word="using">using</span> <span word="them">them</span>.</p>
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