新生报到：大学生必知的六条金钱法则
<p>1. <span word="Spend">Spend</span> <span word="less">less</span> <span word="than">than</span> <span word="you">you</span> <span word="earn">earn</span>. <span word="OK">OK</span>, <span word="this">this</span> <span word="is">is</span> <span word="almost">almost</span> <span word="the">the</span> <span word="only">only</span> <span word="lesson">lesson</span> <span word="you">you</span> <span word="need">need</span>, <span word="but">but</span> <span word="it">it</span>’<span word="s">s</span> <span word="so">so</span> <span word="important">important</span> <span word="I">I</span>’<span word="m">m</span> <span word="going">going</span> <span word="to">to</span> <span word="break">break</span> <span word="it">it</span> <span word="down">down</span> <span word="further">further</span>. <span word="The">The</span> <span word="biggest">biggest</span> <span word="reason">reason</span> <span word="people">people</span> <span word="get">get</span> <span word="into">into</span> <span word="financial">financial</span> <span word="problems">problems</span> <span word="is">is</span> <span word="they">they</span> <span word="spend">spend</span> <span word="money">money</span> <span word="they">they</span> <span word="don">don</span>’<span word="t">t</span> <span word="really">really</span> <span word="have">have</span>. <span word="Then">Then</span> <span word="you">you</span> <span word="end">end</span> <span word="up">up</span> <span word="in">in</span> <span word="the">the</span> <span word="hole">hole</span>, <span word="and">and</span> <span word="it">it</span>’<span word="s">s</span> <span word="hard">hard</span> <span word="to">to</span> <span word="get">get</span> <span word="out">out</span> <span word="of">of</span> <span word="the">the</span> <span word="hole">hole</span>, <span word="and">and</span> <span word="you">you</span> <span word="work">work</span> <span word="crazy">crazy</span> <span word="hours">hours</span> <span word="to">to</span> <span word="keep">keep</span> <span word="up">up</span> <span word="with">with</span> <span word="your">your</span> <span word="spending">spending</span>, <span word="and">and</span> <span word="you">you</span> <span word="end">end</span> <span word="up">up</span> <span word="with">with</span> <span word="a">a</span> <span word="life">life</span> <span word="that">that</span>’<span word="s">s</span> <span word="about">about</span> <span word="nothing">nothing</span> <span word="but">but</span> <span word="trying">trying</span> <span word="to">to</span> <span word="pay">pay</span> <span word="for">for</span> <span word="all">all</span> <span word="the">the</span> <span word="spending">spending</span> <span word="on">on</span> <span word="crap">crap</span> <span word="you">you</span> <span word="don">don</span>’<span word="t">t</span> <span word="really">really</span> <span word="need">need</span>.</p><p>1. 花得要比赚的少。好吧，虽然这可能是你需要的唯一法则，但我很有必要深入解释一下。人们陷入资金危机的最大原因是入不敷出。你给自己挖了个大的资金缺口，自己却难以跳出这个坑来，然后你不得不拼命工作来维持收支平衡。最后你的人生就是在不断支付你那并不需要的花销中度过！</p><p><span word="So">So</span> <span word="spend">spend</span> <span word="less">less</span>, <span word="work">work</span> <span word="less">less</span>, <span word="worry">worry</span> <span word="less">less</span>, <span word="be">be</span> <span word="happier">happier</span>.</p><p>所以少花一点，少工作一点，让自己更快乐一点。</p><p>2. <span word="Don">Don</span>’<span word="t">t</span> <span word="get">get</span> <span word="into">into</span> <span word="debt">debt</span>. <span word="If">If</span> <span word="you">you</span> <span word="spend">spend</span> <span word="less">less</span> <span word="than">than</span> <span word="you">you</span> <span word="earn">earn</span>, <span word="you">you</span> <span word="won">won</span>’<span word="t">t</span> <span word="be">be</span> <span word="in">in</span> <span word="debt">debt</span>, <span word="obviously">obviously</span>. <span word="It">It</span>’<span word="s">s</span> <span word="easy">easy</span>, <span word="though">though</span>, <span word="to">to</span> <span word="get">get</span> <span word="a">a</span> <span word="student">student</span> <span word="credit">credit</span> <span word="card">card</span> <span word="and">and</span> <span word="put">put</span> <span word="things">things</span> <span word="on">on</span> <span word="there">there</span> <span word="if">if</span> <span word="you">you</span> <span word="don">don</span>’<span word="t">t</span> <span word="have">have</span> <span word="the">the</span> <span word="money">money</span> <span word="right">right</span> <span word="now">now</span>. <span word="You">You</span> <span word="can">can</span> <span word="pay">pay</span> <span word="for">for</span> <span word="it">it</span> <span word="next">next</span> <span word="week">week</span> <span word="when">when</span> <span word="you">you</span> <span word="get">get</span> <span word="your">your</span> <span word="check">check</span>, <span word="right">right</span>? <span word="That">That</span>’<span word="s">s</span> <span word="a">a</span> <span word="slippery">slippery</span> <span word="slope">slope</span>. <span word="Student">Student</span> <span word="loans">loans</span> <span word="are">are</span> <span word="another">another</span> <span word="tool">tool</span> <span word="for">for</span> <span word="getting">getting</span> <span word="over">over</span> <span word="your">your</span> <span word="head">head</span> <span word="in">in</span> <span word="debt">debt</span>. <span word="They">They</span>’<span word="re">re</span> <span word="not">not</span> <span word="the">the</span> <span word="worst">worst</span> <span word="debt">debt</span> <span word="if">if</span> <span word="you">you</span>’<span word="re">re</span> <span word="paying">paying</span> <span word="for">for</span> <span word="a">a</span> <span word="degree">degree</span> <span word="that">that</span>’<span word="s">s</span> <span word="going">going</span> <span word="to">to</span> <span word="earn">earn</span> <span word="a">a</span> <span word="lot">lot</span> <span word="of">of</span> <span word="money">money</span>, <span word="but">but</span> <span word="most">most</span> <span word="of">of</span> <span word="us">us</span> <span word="English">English</span> <span word="majors">majors</span> <span word="aren">aren</span>’<span word="t">t</span> <span word="going">going</span> <span word="to">to</span> <span word="get">get</span> <span word="an">an</span> $80<span word="K">K</span> <span word="per">per</span> <span word="year">year</span> <span word="job">job</span> <span word="and">and</span> <span word="shouldn">shouldn</span>’<span word="t">t</span> <span word="take">take</span> <span word="out">out</span> $80<span word="K">K</span> <span word="in">in</span> <span word="student">student</span> <span word="loans">loans</span>.</p>
页:
[1]