减少财务焦虑的五种方法
<p><span word="Face">Face</span> <span word="the">the</span> <span word="facts">facts</span></p><p>面对事实</p><p><span word="Not">Not</span> <span word="being">being</span> <span word="sure">sure</span> <span word="of">of</span> <span word="the">the</span> <span word="extent">extent</span> <span word="of">of</span> <span word="your">your</span> <span word="cashflow">cashflow</span> <span word="problem">problem</span> <span word="will">will</span> <span word="only">only</span> <span word="stoke">stoke</span> <span word="your">your</span> <span word="anxiety">anxiety</span>. <span word="Schedule">Schedule</span> <span word="some">some</span> <span word="time">time</span> <span word="to">to</span> <span word="go">go</span> <span word="through">through</span> <span word="all">all</span> <span word="your">your</span> <span word="statements">statements</span> <span word="and">and</span> <span word="bills">bills</span>. <span word="Find">Find</span> <span word="out">out</span> <span word="if">if</span> <span word="you">you</span> <span word="really">really</span> <span word="are">are</span> <span word="in">in</span> <span word="the">the</span> <span word="red">red</span> <span word="and">and</span>, <span word="if">if</span> <span word="so">so</span>, <span word="by">by</span> <span word="how">how</span> <span word="much">much</span>. <span word="Knowing">Knowing</span> <span word="what">what</span> <span word="you">you</span> <span word="are">are</span> <span word="dealing">dealing</span> <span word="with">with</span> <span word="is">is</span> <span word="the">the</span> <span word="first">first</span> <span word="step">step</span> <span word="to">to</span> <span word="sorting">sorting</span> <span word="it">it</span> <span word="out">out</span>. <span word="The">The</span> <span word="mental">mental</span> <span word="health">health</span> <span word="charity">charity</span> <span word="Mind">Mind</span> <span word="suggests">suggests</span> <span word="asking">asking</span> <span word="someone">someone</span> <span word="you">you</span> <span word="trust">trust</span> <span word="to">to</span> <span word="open">open</span> <span word="the">the</span> <span word="letters">letters</span> <span word="for">for</span> <span word="you">you</span>.</p><p>不确定现金流问题的程度只会给你的焦虑添油加醋。安排一些时间来检查你所有的对账单。找出你是否真的在亏损，如果是，亏损多少。知道你在处理什么是解决问题的第一步。心理健康慈善机构建议让你信任的人帮你打开信封。</p><p><span word="Create">Create</span> <span word="a">a</span> <span word="budget">budget</span></p><p>作出预算</p><p><span word="Once">Once</span> <span word="you">you</span> <span word="have">have</span> <span word="a">a</span> <span word="handle">handle</span> <span word="on">on</span> <span word="your">your</span> <span word="outgoings">outgoings</span>, <span word="look">look</span> <span word="at">at</span> <span word="your">your</span> <span word="income">income</span>. <span word="Work">Work</span> <span word="out">out</span> <span word="how">how</span> <span word="much">much</span> <span word="you">you</span> <span word="have">have</span> <span word="left">left</span> <span word="over">over</span> <span word="after">after</span> <span word="you">you</span> <span word="have">have</span> <span word="met">met</span> <span word="all">all</span> <span word="of">of</span> <span word="your">your</span> <span word="obligations">obligations</span>. <span word="When">When</span> <span word="you">you</span> <span word="know">know</span> <span word="what">what</span> <span word="you">you</span> <span word="can">can</span> <span word="afford">afford</span> <span word="to">to</span> <span word="spend">spend</span> <span word="each">each</span> <span word="month">month</span>, <span word="you">you</span> <span word="will">will</span> <span word="feel">feel</span> <span word="more">more</span> <span word="in">in</span> <span word="control">control</span>. <span word="Free">Free</span> <span word="apps">apps</span> <span word="such">such</span> <span word="as">as</span> <span word="Yolt">Yolt</span> <span word="and">and</span> <span word="Money">Money</span> <span word="Dashboard">Dashboard</span> <span word="can">can</span> <span word="help">help</span> <span word="you">you</span> <span word="track">track</span> <span word="your">your</span> <span word="spending">spending</span>, <span word="while">while</span> <span word="online">online</span> <span word="banks">banks</span> <span word="such">such</span> <span word="as">as</span> <span word="Monzo">Monzo</span> <span word="let">let</span> <span word="you">you</span> <span word="set">set</span> <span word="spending">spending</span> <span word="limits">limits</span>.</p><p>一旦你控制了你的支出，再看看你的收入。计算出你完成所有日常消费后还剩多少。当你知道你每个月能花多少钱时，你就会觉得一切尽在掌握。</p><p><span word="Ask">Ask</span> <span word="for">for</span> <span word="help">help</span> <span word="if">if</span> <span word="you">you</span> <span word="need">need</span> <span word="it">it</span></p><p>需要时寻求帮助</p><p><span word="If">If</span> <span word="your">your</span> <span word="debts">debts</span> <span word="and">and</span> <span word="other">other</span> <span word="payments">payments</span> <span word="are">are</span> <span word="too">too</span> <span word="big">big</span> <span word="to">to</span> <span word="tackle">tackle</span>, <span word="get">get</span> <span word="help">help</span>. <span word="Energy">Energy</span> <span word="companies">companies</span> <span word="and">and</span> <span word="banks">banks</span> <span word="will">will</span> <span word="usually">usually</span> <span word="consider">consider</span> <span word="lower">lower</span> <span word="monthly">monthly</span> <span word="repayments">repayments</span> <span word="if">if</span> <span word="you">you</span> <span word="call">call</span> <span word="and">and</span> <span word="tell">tell</span> <span word="them">them</span> <span word="you">you</span> <span word="are">are</span> <span word="struggling">struggling</span>. <span word="Charities">Charities</span> <span word="such">such</span> <span word="as">as</span> <span word="StepChange">StepChange</span> <span word="and">and</span> <span word="Citizens">Citizens</span> <span word="Advice">Advice</span> <span word="can">can</span> <span word="help">help</span> <span word="you">you</span> <span word="check">check</span> <span word="that">that</span> <span word="you">you</span> <span word="are">are</span> <span word="claiming">claiming</span> <span word="any">any</span> <span word="benefits">benefits</span> <span word="you">you</span> <span word="are">are</span> <span word="entitled">entitled</span> <span word="to">to</span>. <span word="They">They</span> <span word="can">can</span> <span word="also">also</span> <span word="refer">refer</span> <span word="you">you</span> <span word="to">to</span> <span word="other">other</span> <span word="services">services</span> <span word="if">if</span> <span word="you">you</span> <span word="are">are</span> <span word="experiencing">experiencing</span> <span word="anxiety">anxiety</span>. <span word="Sue">Sue</span> <span word="Anderson">Anderson</span>, <span word="a">a</span> <span word="spokeswoman">spokeswoman</span> <span word="for">for</span> <span word="StepChange">StepChange</span>, <span word="says">says</span> <span word="people">people</span> <span word="shouldn">shouldn</span>'<span word="t">t</span> <span word="put">put</span> <span word="off">off</span> <span word="seeking">seeking</span> <span word="help">help</span>: "<span word="Delaying">Delaying</span> <span word="seeking">seeking</span> <span word="help">help</span> <span word="often">often</span> <span word="makes">makes</span> <span word="problems">problems</span> <span word="worse">worse</span> – <span word="people">people</span> <span word="often">often</span> <span word="borrow">borrow</span> <span word="to">to</span> <span word="try">try</span> <span word="to">to</span> <span word="make">make</span> <span word="ends">ends</span> <span word="meet">meet</span> <span word="and">and</span> <span word="can">can</span> <span word="end">end</span> <span word="up">up</span> <span word="in">in</span> <span word="a">a</span> <span word="spiral">spiral</span> <span word="of">of</span> <span word="ever">ever</span> <span word="more">more</span> <span word="expensive">expensive</span> <span word="borrowing">borrowing</span> <span word="as">as</span> <span word="a">a</span> <span word="result">result</span>.”</p>
页:
[1]