离婚前,女性应准备这三份文件
<p><span word="Tax">Tax</span> <span word="returns">returns</span></p><p>纳税申报表</p><p><span word="Your">Your</span> <span word="tax">tax</span> <span word="returns">returns</span> <span word="are">are</span> <span word="a">a</span> <span word="treasure">treasure</span> <span word="trove">trove</span> <span word="of">of</span> <span word="information">information</span>. <span word="As">As</span> <span word="a">a</span> <span word="financial">financial</span> <span word="advisor">advisor</span>, <span word="it">it</span> <span word="is">is</span> <span word="surprising">surprising</span> <span word="that">that</span> <span word="many">many</span> <span word="women">women</span> <span word="sign">sign</span> <span word="their">their</span> <span word="tax">tax</span> <span word="return">return</span> <span word="without">without</span> <span word="really">really</span> <span word="understanding">understanding</span> <span word="the">the</span> <span word="data">data</span> <span word="reported">reported</span> <span word="on">on</span> <span word="the">the</span> <span word="documents">documents</span>.</p><p>纳税申报表是信息宝库。作为一名财务顾问，我看到很多女性会在没有真正理解纳税申报表数据的情况下签字，这实在是出人意料。</p><p><span word="Ideally">Ideally</span>, <span word="you">you</span> <span word="should">should</span> <span word="have">have</span> <span word="access">access</span> <span word="to">to</span> <span word="tax">tax</span> <span word="returns">returns</span> <span word="for">for</span> <span word="the">the</span> <span word="most">most</span> <span word="recent">recent</span> <span word="three">three</span> <span word="years">years</span> <span word="as">as</span> <span word="well">well</span> <span word="as">as</span> <span word="the">the</span> <span word="supporting">supporting</span> <span word="documents">documents</span> <span word="used">used</span> <span word="to">to</span> <span word="prepare">prepare</span> <span word="those">those</span> <span word="returns">returns</span>, <span word="including">including</span> <span word="W">W</span>-2, 1099 <span word="and">and</span> <span word="K">K</span>-1 <span word="forms">forms</span>. <span word="If">If</span> <span word="you">you</span> <span word="do">do</span> <span word="not">not</span> <span word="have">have</span> <span word="access">access</span> <span word="to">to</span> <span word="a">a</span> <span word="return">return</span>, <span word="you">you</span> <span word="should">should</span> <span word="either">either</span> <span word="contact">contact</span> <span word="your">your</span> <span word="tax">tax</span> <span word="preparer">preparer</span> <span word="or">or</span> <span word="complete">complete</span> <span word="IRS">IRS</span> <span word="Form">Form</span> 4506 <span word="to">to</span> <span word="request">request</span> <span word="a">a</span> <span word="copy">copy</span>.</p><p>理想情况下，你应该准备近三年的纳税申报表及当时准备申报表的证明文件，包括<span word="W">W</span>-2、1099和<span word="K">K</span>-1表格。如果找不到申报表，应联系报税员或准备完整的国税局4506表格以申请副本。</p><p><span word="Lifestyle">Lifestyle</span> <span word="analysis">analysis</span></p><p>生活方式分析表</p><p><span word="It">It</span> <span word="is">is</span> <span word="critical">critical</span> <span word="that">that</span> <span word="you">you</span> <span word="gain">gain</span> <span word="an">an</span> <span word="understanding">understanding</span> <span word="of">of</span> <span word="what">what</span> <span word="your">your</span> <span word="expenses">expenses</span> <span word="are">are</span> <span word="both">both</span> <span word="before">before</span> <span word="and">and</span> <span word="after">after</span> <span word="a">a</span> <span word="divorce">divorce</span>. <span word="When">When</span> <span word="outlining">outlining</span> <span word="your">your</span> <span word="expenses">expenses</span>, <span word="be">be</span> <span word="realistic">realistic</span> <span word="and">and</span> <span word="do">do</span> <span word="not">not</span> <span word="leave">leave</span> <span word="anything">anything</span> <span word="out">out</span>. <span word="Often">Often</span>, <span word="a">a</span> <span word="one">one</span>-<span word="time">time</span> <span word="expense">expense</span> <span word="develops">develops</span> <span word="into">into</span> <span word="a">a</span> <span word="recurring">recurring</span> <span word="expense">expense</span>, <span word="resulting">resulting</span> <span word="in">in</span> <span word="an">an</span> <span word="underestimation">underestimation</span> <span word="of">of</span> <span word="your">your</span> <span word="true">true</span> <span word="spending">spending</span> <span word="needs">needs</span>.</p><p>了解离婚前后的支出费用至关重要。列开支清单时，一定要遵循实际，不要遗漏。通常情况下，一次性开支会发展成经常性开支，导致你低估了真正的开支需求。</p>
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