你是homedebtor吗？
<p> 在房价飞涨的年代，买房的同时也意味着背上了沉重的负债，如果你背上的房贷很难在你有生之年还清，那么你就成了<span word="homedebtor">homedebtor</span>。</p><p> </p><p> <span word="Recent">Recent</span> <span word="homebuyers">homebuyers</span> <span word="are">are</span> <span word="becoming">becoming</span> <span word="homedebtors">homedebtors</span> <span word="at">at</span> <span word="the">the</span> <span word="same">same</span> <span word="time">time</span>. <span word="A">A</span> <span word="homedebtor">homedebtor</span> <span word="is">is</span> <span word="a">a</span> <span word="homeowner">homeowner</span> <span word="with">with</span> <span word="an">an</span> <span word="extremely">extremely</span> <span word="large">large</span> <span word="mortgage">mortgage</span>, <span word="particularly">particularly</span> <span word="one">one</span> <span word="that">that</span> <span word="he">he</span> <span word="or">or</span> <span word="she">she</span> <span word="is">is</span> <span word="unlikely">unlikely</span> <span word="to">to</span> <span word="ever">ever</span> <span word="pay">pay</span> <span word="off">off</span></p><p> 近些年不少人在买房的同时也背上了巨额房贷，成为了<span word="homedebtor">homedebtor</span>。<span word="Homedebtor">Homedebtor</span>指的是房贷数额特别巨大的人，有的大到这辈子也难以还清。</p><p> <span word="In">In</span> <span word="the">the</span> <span word="end">end</span>, <span word="millions">millions</span> <span word="of">of</span> <span word="homedebtors">homedebtors</span> <span word="will">will</span> <span word="lose">lose</span> <span word="their">their</span> <span word="homes">homes</span>, <span word="the">the</span> <span word="homes">homes</span> <span word="they">they</span> <span word="told">told</span> <span word="everyone">everyone</span> <span word="they">they</span> "<span word="owned">owned</span>", <span word="the">the</span> <span word="homes">homes</span> <span word="everyone">everyone</span> <span word="told">told</span> <span word="them">them</span> <span word="would">would</span> "<span word="be">be</span> <span word="a">a</span> <span word="great">great</span> <span word="investment">investment</span>".</p><p> 最终，数百万身背巨额房贷的人将失去他们的房子，这个他们曾告知天下“属于自己的”房子，这个人人都说将是“非常好的投资”的房子。</p><p> <span word="These">These</span> <span word="perpetual">perpetual</span> <span word="debtors">debtors</span>/<span word="serfs">serfs</span> <span word="will">will</span> <span word="probably">probably</span> <span word="never">never</span> <span word="own">own</span> <span word="the">the</span> <span word="home">home</span> <span word="outright">outright</span>, <span word="thanks">thanks</span> <span word="to">to</span> <span word="cyclical">cyclical</span> <span word="refinancing">refinancing</span> (<span word="used">used</span> <span word="to">to</span> <span word="fund">fund</span> <span word="conspicuous">conspicuous</span> <span word="consumption">consumption</span>) <span word="and">and</span> <span word="property">property</span> <span word="taxes">taxes</span>.</p><p> 这些长期的债务人兼房奴将很可能永远无法完全拥有这个房子，因为炫耀性消费需要周期性的再融资来提供资金，也因为房产税的存在。</p>
页:
[1]