考研作文背诵（一）
<p> <span word="Banks">Banks</span> <span word="and">and</span> <span word="their">their</span> <span word="customers">customers</span> 银行和顾客</p><p> <span word="Why">Why</span> <span word="is">is</span> <span word="there">there</span> <span word="no">no</span> <span word="risk">risk</span> <span word="to">to</span> <span word="the">the</span> <span word="customer">customer</span> <span word="when">when</span> <span word="a">a</span> <span word="bank">bank</span> <span word="prints">prints</span> <span word="the">the</span> <span word="customers">customers</span> <span word="name">name</span> <span word="on">on</span> <span word="his">his</span> <span word="cheques">cheques</span>?</p><p> <span word="When">When</span> <span word="anyone">anyone</span> <span word="opens">opens</span> <span word="a">a</span> <span word="current">current</span> <span word="account">account</span> <span word="at">at</span> <span word="a">a</span> <span word="bank">bank</span>, <span word="he">he</span> <span word="is">is</span> <span word="lending">lending</span> <span word="the">the</span> <span word="bank">bank</span> <span word="money">money</span>, <span word="repayment">repayment</span> <span word="of">of</span> <span word="which">which</span> <span word="he">he</span> <span word="may">may</span> <span word="demand">demand</span> <span word="at">at</span> <span word="any">any</span> <span word="time">time</span>, <span word="either">either</span> <span word="in">in</span> <span word="cash">cash</span> <span word="or">or</span> <span word="by">by</span> <span word="drawing">drawing</span> <span word="a">a</span> <span word="cheque">cheque</span> <span word="in">in</span> <span word="favour">favour</span> <span word="of">of</span> <span word="another">another</span> <span word="person">person</span>. <span word="Primarily">Primarily</span>, <span word="the">the</span> <span word="banker">banker</span>-<span word="customer">customer</span> <span word="relationship">relationship</span> <span word="is">is</span> <span word="that">that</span> <span word="of">of</span> <span word="debtor">debtor</span> <span word="and">and</span> <span word="creditor">creditor</span> -- <span word="who">who</span> <span word="is">is</span> <span word="which">which</span> <span word="depending">depending</span> <span word="on">on</span> <span word="whether">whether</span> <span word="the">the</span> <span word="customers">customers</span> <span word="account">account</span> <span word="is">is</span> <span word="in">in</span> <span word="credit">credit</span> <span word="or">or</span> <span word="is">is</span> <span word="overdrawn">overdrawn</span>. <span word="But">But</span>, <span word="in">in</span> <span word="addition">addition</span> <span word="to">to</span> <span word="that">that</span> <span word="basically">basically</span> <span word="simple">simple</span> <span word="concept">concept</span>, <span word="the">the</span> <span word="bank">bank</span> <span word="and">and</span> <span word="its">its</span> <span word="customer">customer</span> <span word="owe">owe</span> <span word="a">a</span> <span word="large">large</span> <span word="number">number</span> <span word="of">of</span> <span word="obligations">obligations</span> <span word="to">to</span> <span word="one">one</span> <span word="another">another</span>. <span word="Many">Many</span> <span word="of">of</span> <span word="these">these</span> <span word="obligations">obligations</span> <span word="can">can</span> <span word="give">give</span> <span word="in">in</span> <span word="to">to</span> <span word="problems">problems</span> <span word="and">and</span> <span word="complications">complications</span> <span word="but">but</span> <span word="a">a</span> <span word="bank">bank</span> <span word="customer">customer</span>, <span word="unlike">unlike</span>, <span word="say">say</span>, <span word="a">a</span> <span word="buyer">buyer</span> <span word="of">of</span> <span word="goods">goods</span>, <span word="cannot">cannot</span> <span word="complain">complain</span> <span word="that">that</span> <span word="the">the</span> <span word="law">law</span> <span word="is">is</span> <span word="loaded">loaded</span> <span word="against">against</span> <span word="him">him</span>.</p><p> <span word="The">The</span> <span word="bank">bank</span> <span word="must">must</span> <span word="obey">obey</span> <span word="its">its</span> <span word="customers">customers</span> <span word="instructions">instructions</span>, <span word="and">and</span> <span word="not">not</span> <span word="those">those</span> <span word="of">of</span> <span word="anyone">anyone</span> <span word="else">else</span>. <span word="When">When</span>, <span word="for">for</span> <span word="example">example</span>, <span word="a">a</span> <span word="customer">customer</span> <span word="first">first</span> <span word="opens">opens</span> <span word="an">an</span> <span word="account">account</span>, <span word="he">he</span> <span word="instructs">instructs</span> <span word="the">the</span> <span word="bank">bank</span> <span word="to">to</span> <span word="debit">debit</span> <span word="his">his</span> <span word="account">account</span> <span word="only">only</span> <span word="in">in</span> <span word="respect">respect</span> <span word="of">of</span> <span word="cheques">cheques</span> <span word="draw">draw</span> <span word="by">by</span> <span word="himself">himself</span>. <span word="He">He</span> <span word="gives">gives</span> <span word="the">the</span> <span word="bank">bank</span> <span word="specimens">specimens</span> <span word="of">of</span> <span word="his">his</span> <span word="signature">signature</span>, <span word="and">and</span> <span word="there">there</span> <span word="is">is</span> <span word="a">a</span> <span word="very">very</span> <span word="firm">firm</span> <span word="rule">rule</span> <span word="that">that</span> <span word="the">the</span> <span word="bank">bank</span> <span word="has">has</span> <span word="no">no</span> <span word="right">right</span> <span word="or">or</span> <span word="authority">authority</span> <span word="to">to</span> <span word="pay">pay</span> <span word="out">out</span> <span word="a">a</span> <span word="customers">customers</span> <span word="money">money</span> <span word="on">on</span> <span word="a">a</span> <span word="cheques">cheques</span> <span word="on">on</span> <span word="which">which</span> <span word="its">its</span> <span word="customers">customers</span> <span word="signature">signature</span> <span word="has">has</span> <span word="been">been</span> <span word="forged">forged</span>. <span word="It">It</span> <span word="makes">makes</span> <span word="no">no</span> <span word="difference">difference</span> <span word="that">that</span> <span word="the">the</span> <span word="forgery">forgery</span> <span word="may">may</span> <span word="have">have</span> <span word="been">been</span> <span word="a">a</span> <span word="very">very</span> <span word="skilful">skilful</span> <span word="one">one</span>: <span word="the">the</span> <span word="bank">bank</span> <span word="must">must</span> <span word="recognize">recognize</span> <span word="its">its</span> <span word="customers">customers</span> <span word="signature">signature</span>. <span word="For">For</span> <span word="this">this</span> <span word="reason">reason</span> <span word="there">there</span> <span word="is">is</span> <span word="no">no</span> <span word="risk">risk</span> <span word="to">to</span> <span word="the">the</span> <span word="customer">customer</span> <span word="in">in</span> <span word="the">the</span> <span word="practice">practice</span>, <span word="adopted">adopted</span> <span word="by">by</span> <span word="banks">banks</span>, <span word="of">of</span> <span word="printing">printing</span> <span word="the">the</span> <span word="customers">customers</span> <span word="name">name</span> <span word="on">on</span> <span word="his">his</span> <span word="cheques">cheques</span>. <span word="If">If</span> <span word="this">this</span> <span word="facilitates">facilitates</span> <span word="forgery">forgery</span>, <span word="it">it</span> <span word="is">is</span> <span word="the">the</span> <span word="bank">bank</span> <span word="which">which</span> <span word="will">will</span> <span word="lose">lose</span>, <span word="not">not</span> <span word="the">the</span> <span word="customer">customer</span>.</p>
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