怎样跟朋友借钱避免伤感情
<p> <span word="Who">Who</span> <span word="do">do</span> <span word="you">you</span> <span word="turn">turn</span> <span word="to">to</span> <span word="when">when</span> <span word="youre">youre</span> <span word="strapped">strapped</span> <span word="for">for</span> <span word="cash">cash</span>? <span word="Its">Its</span> <span word="normal">normal</span> <span word="to">to</span> <span word="ask">ask</span> <span word="a">a</span> <span word="friend">friend</span> <span word="for">for</span> <span word="help">help</span>. <span word="But">But</span>, <span word="mixing">mixing</span> <span word="finances">finances</span> <span word="and">and</span> <span word="friendship">friendship</span> <span word="can">can</span> <span word="foil">foil</span> <span word="a">a</span> <span word="friendship">friendship</span> <span word="if">if</span> <span word="you">you</span> <span word="arent">arent</span> <span word="sure">sure</span> <span word="you">you</span> <span word="can">can</span> <span word="pay">pay</span> <span word="back">back</span> <span word="what">what</span> <span word="you">you</span> <span word="borrow">borrow</span>. <span word="To">To</span> <span word="ensure">ensure</span> <span word="you">you</span> <span word="and">and</span> <span word="your">your</span> <span word="friend">friend</span> <span word="are">are</span> <span word="on">on</span> <span word="the">the</span> <span word="same">same</span> <span word="page">page</span> <span word="you">you</span> <span word="need">need</span> <span word="to">to</span> <span word="create">create</span> <span word="a">a</span> <span word="paper">paper</span> <span word="trail">trail</span> <span word="that">that</span> <span word="explains">explains</span> <span word="what">what</span> <span word="youre">youre</span> <span word="borrowing">borrowing</span>, <span word="for">for</span> <span word="how">how</span> <span word="long">long</span> <span word="and">and</span> <span word="how">how</span> <span word="you">you</span> <span word="will">will</span> <span word="pay">pay</span> <span word="it">it</span> <span word="back">back</span>. 当你资金紧缺的时候你会向谁求救?通常会求救于朋友。但是，如果你不确定什么时候能还清钱，将金钱和友谊混合起来就会破坏朋友之间的友谊。为了确保你和你的朋友达成共识，必须作出书面记录说清楚你借的是什么，要借多久和如何归还。 1 <span word="Tell">Tell</span> <span word="your">your</span> <span word="friends">friends</span> <span word="exactly">exactly</span> <span word="why">why</span> <span word="you">you</span> <span word="need">need</span> <span word="to">to</span> <span word="borrow">borrow</span> <span word="money">money</span>. <span word="You">You</span> <span word="can">can</span> <span word="draft">draft</span> <span word="a">a</span> <span word="letter">letter</span> <span word="explaining">explaining</span> <span word="how">how</span> <span word="the">the</span> <span word="money">money</span> <span word="will">will</span> <span word="be">be</span> <span word="used">used</span> <span word="and">and</span> <span word="what">what</span> <span word="you">you</span> <span word="intend">intend</span> <span word="to">to</span> <span word="get">get</span> <span word="out">out</span> <span word="of">of</span> <span word="the">the</span> <span word="temporary">temporary</span> <span word="loan">loan</span>. <span word="This">This</span> <span word="may">may</span> <span word="help">help</span> <span word="ease">ease</span> <span word="your">your</span> <span word="friends">friends</span> <span word="concerns">concerns</span> <span word="about">about</span> <span word="lending">lending</span> <span word="money">money</span> <span word="to">to</span> <span word="you">you</span>. 1.告诉你朋友借钱的确切原因。你可以写封信说明这笔钱怎么用，你要怎么走出这种临时贷款的局面。这样可以使借钱给你的朋友减轻担忧2 <span word="Ask">Ask</span> <span word="for">for</span> <span word="an">an</span> <span word="exact">exact</span> <span word="amount">amount</span> <span word="of">of</span> <span word="money">money</span> <span word="from">from</span> <span word="your">your</span> <span word="friends">friends</span> <span word="without">without</span> <span word="taking">taking</span> <span word="additional">additional</span> <span word="funds">funds</span>. <span word="Your">Your</span> <span word="friends">friends</span> <span word="likely">likely</span> <span word="do">do</span> <span word="not">not</span> <span word="have">have</span> <span word="the">the</span> <span word="same">same</span> <span word="financial">financial</span> <span word="holdings">holdings</span> <span word="as">as</span> <span word="a">a</span> <span word="bank">bank</span> <span word="that">that</span> <span word="can">can</span> <span word="offer">offer</span> <span word="loans">loans</span> <span word="to">to</span> <span word="cover">cover</span> <span word="emergency">emergency</span> <span word="contingencies">contingencies</span>. <span word="Determine">Determine</span> <span word="the">the</span> <span word="right">right</span> <span word="amount">amount</span> <span word="to">to</span> <span word="borrow">borrow</span> <span word="and">and</span> <span word="indicate">indicate</span> <span word="how">how</span> <span word="you">you</span> <span word="arrived">arrived</span> <span word="at">at</span> <span word="the">the</span> <span word="figure">figure</span>. 2. 跟你朋友借钱的数目要确切，不要有额外的资金。你的朋友不可能有跟银行一样多的金融资金为你提供贷款帮你应对紧急情况。确定你所要借的钱的金额，说明你如何达到这个数目。 3 <span word="Make">Make</span> <span word="every">every</span> <span word="effort">effort</span> <span word="to">to</span> <span word="pay">pay</span> <span word="more">more</span> <span word="than">than</span> <span word="your">your</span> <span word="monthly">monthly</span> <span word="payment">payment</span> <span word="when">when</span> <span word="borrowing">borrowing</span> <span word="money">money</span> <span word="from">from</span> <span word="your">your</span> <span word="friends">friends</span>. <span word="You">You</span> <span word="can">can</span> <span word="help">help</span> <span word="your">your</span> <span word="friends">friends</span> <span word="with">with</span> <span word="their">their</span> <span word="financial">financial</span> <span word="situations">situations</span> <span word="while">while</span> <span word="clearing">clearing</span> <span word="off">off</span> <span word="your">your</span> <span word="debt">debt</span> <span word="by">by</span> <span word="getting">getting</span> <span word="ahead">ahead</span> <span word="of">of</span> <span word="your">your</span> <span word="repayment">repayment</span> <span word="schedule">schedule</span>. 3. 当你跟朋友借钱的时候，尽一切努力支付超过你的月付款数。通过超前偿还计划还清你的债务可以帮助你的朋友解决经济情况。 4 <span word="Negotiate">Negotiate</span> <span word="an">an</span> <span word="interest">interest</span> <span word="rate">rate</span> <span word="that">that</span> <span word="is">is</span> <span word="amenable">amenable</span> <span word="to">to</span> <span word="you">you</span> <span word="and">and</span> <span word="your">your</span> <span word="friends">friends</span>. <span word="Many">Many</span> <span word="lending">lending</span> <span word="arrangements">arrangements</span> <span word="between">between</span> <span word="friends">friends</span> <span word="can">can</span> <span word="be">be</span> <span word="uncomfortable">uncomfortable</span> <span word="because">because</span> <span word="neither">neither</span> <span word="side">side</span> <span word="wants">wants</span> <span word="to">to</span> <span word="ask">ask</span> <span word="for">for</span> <span word="too">too</span> <span word="much">much</span>. <span word="You">You</span> <span word="can">can</span> <span word="make">make</span> <span word="a">a</span> <span word="loan">loan</span> <span word="worth">worth</span> <span word="your">your</span> <span word="friends">friends</span> <span word="time">time</span> <span word="by">by</span> <span word="adding">adding</span> <span word="competitive">competitive</span> <span word="interest">interest</span> <span word="rates">rates</span> <span word="into">into</span> <span word="the">the</span> <span word="agreement">agreement</span>. 4. 协商一个适合你和你朋友的利率。朋友间很多贷款协议都很不愉快的，因为双方都要求太多。你可以通过在协议中增加贷款利率，才对得起朋友为你的付出。 5 <span word="Write">Write</span> <span word="out">out</span> <span word="a">a</span> <span word="promissory">promissory</span> <span word="note">note</span> <span word="with">with</span> <span word="the">the</span> <span word="assistance">assistance</span> <span word="of">of</span> <span word="a">a</span> <span word="lawyer">lawyer</span> <span word="or">or</span> <span word="other">other</span> <span word="witness">witness</span>. <span word="A">A</span> <span word="promissory">promissory</span> <span word="note">note</span> <span word="establishes">establishes</span> <span word="the">the</span> <span word="terms">terms</span> <span word="of">of</span> <span word="the">the</span> <span word="loan">loan</span> <span word="and">and</span> <span word="allows">allows</span> <span word="action">action</span> <span word="in">in</span> <span word="a">a</span> <span word="court">court</span> <span word="of">of</span> <span word="law">law</span> <span word="if">if</span> <span word="the">the</span> <span word="provisions">provisions</span> <span word="fall">fall</span> <span word="within">within</span> <span word="state">state</span> <span word="contract">contract</span> <span word="laws">laws</span>. 5. 在律师或其他证人的见证下写张借据。一张借据说明贷款期限，而如果属于国家合同法律，则允许向法院提出诉讼。 6 <span word="Provide">Provide</span> <span word="friends">friends</span> <span word="who">who</span> <span word="lend">lend</span> <span word="you">you</span> <span word="money">money</span> <span word="for">for</span> <span word="a">a</span> <span word="business">business</span> <span word="with">with</span> <span word="services">services</span> <span word="or">or</span> <span word="products">products</span> <span word="from">from</span> <span word="that">that</span> <span word="business">business</span>. <span word="You">You</span> <span word="can">can</span> <span word="use">use</span> <span word="discounted">discounted</span> <span word="sales">sales</span> <span word="prices">prices</span>, <span word="rented">rented</span> <span word="equipment">equipment</span> <span word="and">and</span> <span word="other">other</span> <span word="benefits">benefits</span> <span word="to">to</span> <span word="encourage">encourage</span> <span word="your">your</span> <span word="friends">friends</span> <span word="to">to</span> <span word="invest">invest</span> <span word="in">in</span> <span word="the">the</span> <span word="long">long</span>-<span word="term">term</span> <span word="health">health</span> <span word="of">of</span> <span word="your">your</span> <span word="business">business</span>. 6. 向借你钱做生意的朋友提供你所做业务的产品或服务。你可以使用优惠销售价格，租用设备和其他方面的利益鼓励你朋友对你该行业的长期健康发展进行投资。 </p>
页:
[1]