2015考研英语阅读银行的不良资产
<p> <span word="Banks">Banks</span> <span word="dodgy">dodgy</span> <span word="assets">assets</span>; <span word="Taking">Taking</span> <span word="out">out</span> <span word="the">the</span> <span word="trash">trash</span>;<span word="Thelingering">Thelingering</span> <span word="toxicity">toxicity</span> <span word="of">of</span> <span word="banks">banks</span> <span word="balance">balance</span>-<span word="sheets">sheets</span>;</p><p> 银行的不良资产;清理垃圾;银行资产负债表的毒性挥散不去;</p><p> <span word="Waste">Waste</span> <span word="disposal">disposal</span> <span word="is">is</span> <span word="still">still</span> <span word="a">a</span> <span word="big">big</span> <span word="part">part</span> <span word="of">of</span> <span word="post">post</span>-<span word="crisisbanking">crisisbanking</span>. <span word="A">A</span> <span word="large">large</span> <span word="amount">amount</span> <span word="of">of</span> <span word="toxic">toxic</span> <span word="securities">securities</span> <span word="andloans">andloans</span> <span word="remains">remains</span> <span word="on">on</span> <span word="banks">banks</span> <span word="balance">balance</span>-<span word="sheets">sheets</span>. <span word="After">After</span> <span word="itsbail">itsbail</span>-<span word="out">out</span> <span word="Citigroup">Citigroup</span>, <span word="for">for</span> <span word="example">example</span>, <span word="split">split</span> <span word="itself">itself</span> <span word="into">into</span> <span word="agood">agood</span> <span word="bank">bank</span> <span word="and">and</span> <span word="a">a</span> <span word="bad">bad</span> <span word="bank">bank</span> <span word="for">for</span> <span word="operationalpurposes">operationalpurposes</span>. <span word="The">The</span> <span word="nasty">nasty</span> <span word="bit">bit</span> <span word="still">still</span> <span word="represents">represents</span> <span word="a">a</span> <span word="fifth">fifth</span> <span word="of">of</span> <span word="thefirm">thefirm</span> <span word="s">s</span> <span word="assets">assets</span> <span word="and">and</span> <span word="accounts">accounts</span> <span word="for">for</span> <span word="a">a</span> <span word="third">third</span> <span word="of">of</span> <span word="its">its</span> <span word="capitalrequirements">capitalrequirements</span>. <span word="Two">Two</span> <span word="other">other</span> <span word="rescued">rescued</span> <span word="firms">firms</span>, <span word="Royal">Royal</span> <span word="Bank">Bank</span> <span word="of">of</span> <span word="Scotland">Scotland</span> <span word="and">and</span> <span word="Commerzbank">Commerzbank</span>, <span word="took">took</span> <span word="asimilar">asimilar</span> <span word="approach">approach</span>. <span word="Add">Add</span> <span word="in">in</span> <span word="HSBC">HSBC</span>, <span word="too">too</span>, <span word="which">which</span> <span word="was">was</span> <span word="not">not</span> <span word="bailed">bailed</span> <span word="out">out</span> <span word="but">but</span> <span word="which">which</span> <span word="is">is</span> <span word="running">running</span> <span word="down">down</span> <span word="aringfenced">aringfenced</span> <span word="portfolio">portfolio</span> <span word="of">of</span> <span word="consumer">consumer</span> <span word="and">and</span> <span word="housing">housing</span> <span word="loans">loans</span> <span word="in">in</span> <span word="America">America</span>, <span word="and">and</span> <span word="the">the</span> <span word="total">total</span> <span word="bad">bad</span>-<span word="bankassets">bankassets</span> <span word="in">in</span> <span word="these">these</span> <span word="four">four</span> <span word="firms">firms</span> <span word="alone">alone</span> <span word="amount">amount</span> <span word="to">to</span> <span word="nearly">nearly</span> 1 <span word="trillion">trillion</span> <span word="dollar">dollar</span>.</p><p> 出售坏账资产仍是危机后银行业的一大重点。大部分危险债券和贷款仍滞留在银行的资产负债表上。例如，花旗集团在接受救助后，将自身资产分割为优质银行和坏帐银行以采取相应的方式去运作。五分之一的公司资产仍是高风险的，占资本要求的三分之一。其他两个受救助的银行，苏格兰皇家银行和德国商业银行，也采取了类似的做法。汇丰银行虽没受救助，但也仿效了此法，其在美国能用于消费和房贷投资组合的专款已经消耗殆尽。光是这四个公司的坏帐银行资产相加额都高达将近1万亿美元。</p>
页:
[1]