GMAT考试写作指导：Issue写作范文八十
<p> 80. <span word="Whether">Whether</span> <span word="an">an</span> <span word="individual">individual</span> <span word="saves">saves</span> <span word="too">too</span> <span word="little">little</span> <span word="or">or</span> <span word="borrows">borrows</span> <span word="too">too</span> <span word="much">much</span> <span word="depends">depends</span> <span word="on">on</span> <span word="the">the</span></p><p> <span word="purpose">purpose</span> <span word="and">and</span> <span word="extent">extent</span> <span word="of">of</span> <span word="either">either</span> <span word="activity">activity</span>. <span word="While">While</span> <span word="appropriate">appropriate</span> <span word="and">and</span> <span word="prudent">prudent</span> <span word="in">in</span> <span word="some">some</span></p><p> <span word="circumstances">circumstances</span>, <span word="either">either</span> <span word="can">can</span> <span word="be">be</span> <span word="irresponsible">irresponsible</span> <span word="in">in</span> <span word="excess">excess</span>. <span word="The">The</span> <span word="evidence">evidence</span> <span word="suggests">suggests</span> <span word="that">that</span>, <span word="on">on</span></p><p> <span word="balance">balance</span>, <span word="people">people</span> <span word="today">today</span> <span word="tend">tend</span> <span word="to">to</span> <span word="borrow">borrow</span> <span word="irresponsibly">irresponsibly</span> <span word="and">and</span> <span word="are">are</span> <span word="on">on</span> <span word="the">the</span> <span word="brink">brink</span> <span word="of">of</span> <span word="saving">saving</span></p><p> <span word="irresponsibly">irresponsibly</span> <span word="as">as</span> <span word="well">well</span>.</p><p> <span word="Traditionally">Traditionally</span>, <span word="saving">saving</span> <span word="is">is</span> <span word="viewed">viewed</span> <span word="as">as</span> <span word="a">a</span> <span word="virtue">virtue</span>, <span word="while">while</span> <span word="borrowing">borrowing</span> <span word="is">is</span> <span word="considered">considered</span> <span word="a">a</span> <span word="vice">vice</span>.</p><p> <span word="However">However</span>, <span word="just">just</span> <span word="the">the</span> <span word="opposite">opposite</span> <span word="may">may</span> <span word="be">be</span> <span word="true">true</span> <span word="under">under</span> <span word="certain">certain</span> <span word="circumstances">circumstances</span>. <span word="Foregoing">Foregoing</span> <span word="saving">saving</span></p><p> <span word="in">in</span> <span word="favor">favor</span> <span word="of">of</span> <span word="immediate">immediate</span> <span word="spending">spending</span> <span word="may">may</span> <span word="at">at</span> <span word="times">times</span> <span word="be">be</span> <span word="well">well</span> <span word="justified">justified</span>. <span word="A">A</span> <span word="serious">serious</span> <span word="hobbyist">hobbyist</span>, <span word="for">for</span></p><p> <span word="example">example</span>, <span word="may">may</span> <span word="be">be</span> <span word="justified">justified</span> <span word="in">in</span> <span word="foregoing">foregoing</span> <span word="saving">saving</span> <span word="to">to</span> <span word="spend">spend</span> <span word="money">money</span> <span word="on">on</span> <span word="a">a</span> <span word="hobby">hobby</span> <span word="that">that</span> <span word="provides">provides</span></p><p> <span word="great">great</span> <span word="joy">joy</span> <span word="and">and</span> <span word="fulfillment">fulfillment</span>―<span word="whether">whether</span> <span word="or">or</span> <span word="not">not</span> <span word="it">it</span> <span word="also">also</span> <span word="generates">generates</span> <span word="income">income</span>. <span word="A">A</span> <span word="relatively">relatively</span></p><p> <span word="expensive">expensive</span> <span word="automobile">automobile</span> <span word="is">is</span> <span word="justifiable">justifiable</span> <span word="if">if</span> <span word="the">the</span> <span word="additional">additional</span> <span word="expense">expense</span> <span word="provides">provides</span> <span word="added">added</span> <span word="safety">safety</span> <span word="for">for</span></p><p> <span word="the">the</span> <span word="owner">owner</span> <span word="and">and</span> <span word="his">his</span> <span word="family">family</span>. <span word="And">And</span> <span word="foregoing">foregoing</span> <span word="saving">saving</span> <span word="is">is</span> <span word="appropriate">appropriate</span>, <span word="and">and</span> <span word="often">often</span> <span word="necessary">necessary</span>, <span word="for">for</span></p><p> <span word="rainy">rainy</span> <span word="day">day</span> <span word="medical">medical</span> <span word="emergencies">emergencies</span> <span word="or">or</span> <span word="unanticipated">unanticipated</span> <span word="periods">periods</span> <span word="of">of</span> <span word="unemployment">unemployment</span>. <span word="Borrowing">Borrowing</span></p><p> <span word="can">can</span> <span word="also">also</span> <span word="be">be</span> <span word="prudent">prudent</span>―<span word="if">if</span> <span word="the">the</span> <span word="loan">loan</span> <span word="is">is</span> <span word="affordable">affordable</span> <span word="and">and</span> <span word="applied">applied</span> <span word="toward">toward</span> <span word="a">a</span> <span word="sound">sound</span> <span word="long">long</span>-<span word="term">term</span></p><p> <span word="investment">investment</span>.</p><p> <span word="Were">Were</span> <span word="saving">saving</span> <span word="and">and</span> <span word="borrowing">borrowing</span> <span word="limited">limited</span> <span word="to">to</span> <span word="these">these</span> <span word="types">types</span> <span word="of">of</span> <span word="scenarios">scenarios</span>, <span word="I">I</span> <span word="would">would</span> <span word="aver">aver</span> <span word="that">that</span></p>
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