信用不佳!
<p> <span word="Having">Having</span> <span word="Bad">Bad</span> <span word="Credit">Credit</span> 信用不佳</p><p> <span word="Alisha">Alisha</span>: <span word="This">This</span> <span word="is">is</span> <span word="the">the</span> <span word="second">second</span> <span word="time">time</span> <span word="Ive">Ive</span> <span word="been">been</span> <span word="turned">turned</span> <span word="down">down</span> <span word="for">for</span> <span word="a">a</span> <span word="credit">credit</span> <span word="card">card</span> <span word="in">in</span> <span word="a">a</span> <span word="month">month</span>. <span word="I">I</span> <span word="dont">dont</span> <span word="know">know</span> <span word="what">what</span> <span word="Im">Im</span> <span word="doing">doing</span> <span word="wrong">wrong</span>.</p><p> 这是我一个月之内第二次信用卡被拒了。我不知道自己做错了什么。</p><p> <span word="James">James</span>: <span word="Have">Have</span> <span word="you">you</span> <span word="checked">checked</span> <span word="your">your</span> <span word="credit">credit</span> <span word="report">report</span> <span word="recently">recently</span>? <span word="Maybe">Maybe</span> <span word="you">you</span> <span word="have">have</span> <span word="a">a</span> <span word="bad">bad</span> <span word="credit">credit</span> <span word="rating">rating</span>.</p><p> 你最近有没有查看信用记录?或许你的信用评级不好。</p><p> <span word="Alisha">Alisha</span>: <span word="I">I</span> <span word="have">have</span> <span word="a">a</span> <span word="full">full</span>-<span word="time">time</span> <span word="job">job</span> <span word="with">with</span> <span word="a">a</span> <span word="good">good</span> <span word="income">income</span>, <span word="which">which</span> <span word="they">they</span> <span word="can">can</span> <span word="easily">easily</span> <span word="verify">verify</span>, <span word="and">and</span> <span word="I">I</span> <span word="dont">dont</span> <span word="have">have</span> <span word="any">any</span> <span word="outstanding">outstanding</span> <span word="debt">debt</span>, <span word="so">so</span> <span word="what">what</span> <span word="could">could</span> <span word="be">be</span> <span word="the">the</span> <span word="problem">problem</span>?</p><p> 我有一份收入良好的全职工作，他们很容易证实，我也没有未偿付债务，那可能是什么问题呢?</p><p> <span word="James">James</span>: <span word="Have">Have</span> <span word="you">you</span> <span word="had">had</span> <span word="a">a</span> <span word="credit">credit</span> <span word="card">card</span> <span word="before">before</span>?</p><p> 你以前有没有信用卡呢?</p><p> <span word="Alisha">Alisha</span>: <span word="Yes">Yes</span>.</p><p> 有。</p><p> <span word="James">James</span>: <span word="Did">Did</span> <span word="you">you</span> <span word="always">always</span> <span word="make">make</span> <span word="your">your</span> <span word="payments">payments</span> <span word="on">on</span> <span word="time">time</span>?</p><p> 你有没有及时支付呢?</p><p> <span word="Alisha">Alisha</span>: <span word="Well">Well</span>, <span word="no">no</span>.</p><p> 哦，没有。</p><p> <span word="James">James</span>: <span word="Then">Then</span> <span word="that">that</span> <span word="may">may</span> <span word="be">be</span> <span word="your">your</span> <span word="answer">answer</span>. <span word="Your">Your</span> <span word="payment">payment</span> <span word="history">history</span> <span word="makes">makes</span> <span word="a">a</span> <span word="big">big</span> <span word="difference">difference</span> <span word="with">with</span> <span word="the">the</span> <span word="credit">credit</span> <span word="bureau">bureau</span>. <span word="If">If</span> <span word="youve">youve</span> <span word="missed">missed</span> <span word="payments">payments</span> <span word="or">or</span> <span word="been">been</span> <span word="late">late</span>, <span word="thats">thats</span> <span word="a">a</span> <span word="big">big</span> <span word="strike">strike</span> <span word="against">against</span> <span word="you">you</span>.</p><p> 可能就是这个问题了。你的支付历史对信用评定机构有很大影响。如果你未支付或延时支付，对你来说是一个很大的打击。</p>
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